SIP Planner & SIP Calculator

SIP Planner is a complete money planner for India — SIP, loans, PPF, Sukanya, tax, retirement and every major goal — in one clean, easy app. Every calculator updates as you type and tells you what the numbers mean, not just the numbers. SIP & MUTUAL FUNDS • SIP calculator: monthly SIP, lumpsum or both, with yearly step-up and inflation • Find what you need: the SIP for a goal, the return needed, or the time it will take • Compare SIPs: two or three SIPs side by side, with a clear verdict and growth chart • My returns (XIRR): your real yearly return on a SIP, lumpsum or exact transactions, compared with an FD and inflation • Fund explorer: browse funds by fund house or category and star your funds to track their daily NAV and change • Direct vs regular: see what commission costs you over the years • SIP delay cost, SIP + SWP, SWP and STP calculators LOANS • Loan EMI: find the EMI, loan amount, tenure or rate, with a year-by-year chart and full schedule • Compare loan offers, including processing fees, to see which costs least overall • Prepay or invest: should your extra money prepay the loan or go into a SIP? See both routes and the return a SIP needs to win • Loan prepayment, home loan affordability and rent vs buy PPF, SUKANYA & SMALL SAVINGS • PPF and Sukanya Samriddhi passbooks with the official interest rules • Plan deposits month by month, PPF loans, premature closure and extensions • FD, RD and Post Office schemes (MIS, SCSS, KVP, NSC, TD, RD) GOALS & RETIREMENT • Retirement, child education, marriage, dream home, car, vacation and any goal • EPF, NPS, gratuity, FIRE and emergency fund planners TAX & MORE • Income tax (old vs new regime), term insurance cover, compound interest, CAGR, inflation, stock average and smoking cost SAVE, SHARE & EXPORT • Save any plan and reopen it later to edit • Professional PDF reports and Excel (.xlsx) files with full schedules • Amounts shown in words (lakhs and crores) so large numbers are easy to read Made for everyone: students, homemakers, professionals, investors and financial planners. Have a suggestion? Email us from the app — we read every message. If SIP Planner helps you, please rate it on Google Play. Disclaimer: SIP Planner is an educational tool. Results are estimates based on the values you enter and standard formulas; actual returns may differ. Mutual fund investments are subject to market risks. Please consult a financial advisor before making investment decisions.