AMERCOEX Finance

AMERCOEX Finance is a digital business-financing information and application platform developed by AGENCIA DESPACHANTE DE ADUANA AMERCOEX S.R.L. It is designed for South African businesses engaged in importing, exporting, inventory management and international trade. The app helps eligible businesses review financing information, select a product suited to an operational need, obtain an illustrative quote, submit business and representative information, complete identity-verification steps and track an application. AMERCOEX Finance is not a lender. It does not provide or disburse financing, receive or hold customer funds, collect repayments, assess credit risk or make approval decisions. Nedbank Limited is the independent financial services and credit provider (FSP 9363; NCRCP16). Nedbank independently verifies eligibility, carries out affordability, credit, risk, fraud and compliance checks, decides whether to approve an application, and issues and manages any final offer and credit agreement. Available business-financing products • Import business: R15,000 to R60,000 for eligible import purchases and related operating needs. • Inventory management: R30,000 to R1,100,000 for eligible stock acquisition, replenishment and inventory needs. • Business operations: R50,000 to R1,600,000 for eligible working-capital and operating needs. Current financing information • Repayment periods: 3, 6, 9 or 12 months. • Minimum repayment period: 3 months. • Maximum repayment period: 12 months. • Interest: 0.03% simple interest per calendar day on the original principal. • Nominal annual rate: 10.95%. • Maximum effective APR under the current calculation: 21.68%. • Application, service and subscription fees: R0. • Taxes added to the scheduled financing cost: R0. • Repayments: monthly. Representative 3-month example For financing of R50,000.00 disbursed on 23 September 2026 and repaid over 91 days, simple interest at 0.03% per day produces total interest of R1,365.00. There are no application, service or subscription fees and no taxes added to the scheduled cost. The three monthly instalments are R17,121.66, R17,121.66 and R17,121.68. The total repayment is R51,365.00. The nominal annual rate is 10.95% and the effective APR for this example is 17.64%. Approval is not guaranteed. Submission of an application does not oblige Nedbank to approve or disburse financing. The exact quote, repayment dates and applicable disclosures are shown before submission. If Nedbank approves an application, it provides the final offer and credit agreement for the applicant to review and accept. The applicant should review the final amount, interest rate, APR, costs, repayment schedule and total repayment before accepting. AMERCOEX Finance does not offer subscriptions or auto-renewing subscription services.