Finacy

Finacy is a personal finance app for Android that works entirely offline. There are no bank connections, no cloud accounts, and no background uploads — your data lives only on your device, protected by the same PIN, fingerprint, or face unlock you already use. Instead of linking to your bank, you download your monthly statement from your bank's website yourself and open it in Finacy. The app reads the file, categorize every transaction, and lets you set rules so future imports sort themselves automatically — "Lufthansa" always goes to Travel, "Lidl" always goes to Groceries. Once your transactions are sorted, Finacy gives you a full picture of your finances: • Monthly dashboard — see where your money went and how this month compares to the last. • Budget planning — pin income, expense, and savings targets and see your runway before the month starts. • Custom reports — pick a chart type, group by category or merchant, set the date range, and Finacy redraws it instantly. Your data stays in OS-private storage on your device, sandboxed from other apps. An optional App Lock adds a second layer of protection. There are no servers to breach because there is no cloud account.