Dirav: Budget & Money Tracker

Take control of your money without connecting a bank. Dirav is a private, offline-first money tracker for expenses, income, transfers, budgets, savings goals, loans, and multiple accounts. Your financial records stay on your device, so you can manage everyday money even without internet. With Dirav you can: • Record expenses, income, and transfers. • Organize cash, bank, card, savings, business, asset, and custom accounts. • Set budgets and daily or monthly spending limits. • Create savings goals and see when you reach them. • Track money you lent, money you owe, deadlines, and repayments. • Explore balance, spending, cash-flow, credit, asset, and record reports. • Use ISO currencies and your own manual exchange rates. • Organize records with categories, subcategories, labels, payment types, and people. • Hide sensitive amounts for privacy. • Create password-protected encrypted .dirav backup files. • Use English, Arabic, or Kurdish Sorani with full RTL support. Privacy by design: Dirav does not connect to your bank and does not send or receive money. Transactions, balances, budgets, goals, loans, and reports are not stored on Dirav servers. Online access is used only for optional account, subscription, family entitlement, support, device, notification, and app-status services. Dirav is a money-management tool, not a bank, payment service, lender, currency exchange, brokerage, or bank-sync app.