airpay capital: Loan App

airpay capital offers digital loans products in partnership with RBI-registered NBFCs with simple onboarding, transparent terms, and quick approvals. Apply for loans with an easy and secure process. Key Highlights ✅ 100% digital process: Apply, verify, check offers, and track loans online ✅ Loan disbursal: Typically, within 24-48 hours after approval, depends on NBFC partner ✅ Repayment: EMIs via eNACH and UPI mandate; part-payment and foreclosure allowed via Debit Card, UPI, or Net Banking ✅ Secure: Bank-grade encryption with strict data protection Why Choose airpay capital? ✅Transparent lending with no hidden charges and quick approvals ✅Flexible tenures and repayment options to match your cashflows ✅Clear, example-based pricing so you know costs upfront ✅RBI-authorised NBFC partners with strong security and easy account management Loan Product & Terms (Indicative) Personal Loan ✅ Loan Amount: Up to ₹ 5,00,000 ✅ Tenure: Up to 36 months ✅ Interest Rate: Up to 36% p.a. ✅ Processing Fee: Up to 5% + GST ✅ Eligibility: 1.Age: 21 to 60 years; 2.Income Proof: 6 months bank statement required, if enhancement of the sanctioned amount is sought. Gold Loan ✅Loan Amount: From ₹ 5,000 onwards up to customer eligibility ✅ Tenure: 3 to 12 months ✅ Interest Rate: Up to 23% p.a. ✅ Processing Fee: Up to ₹250 + GST ✅ Eligibility: Gold purity required: 18 to 22 Karats Home Loan ✅Loan Amount: Up to ₹ 1,00,00,000 ✅Tenure: 3 to 20 years ✅Interest Rate: Up to 18% ✅Processing Fees: Up to 2% ✅Loan to Value (LTV) Ratio: Up to 60% of property value Loan Against Property ✅Loan Amount: Up to ₹ 1,00,00,000 ✅Tenure: 3 to 15 years ✅Interest Rate: Up to 20% ✅Processing Fees: Up to 2% ✅ Loan to Value (LTV) Ratio: Up to 60% of property value Get Loans in Easy Steps ✅Select the loan you want to apply for and complete digital journey ✅Check your loan eligibility ✅ Review loan offers from lending partners ✅Complete your loan journey to get access to the funds ✅Make part-payments or close the loan early Illustrative Repayment Example: Below numbers are for illustration purpose only. Actual offers, rates, and fees depend on your profile and NBFC/lender discretion. Processing fees and taxes, if applicable, will be shown before you accept the offer. Personal Loan example: Loan Amount: ₹1,00,000/- Tenure: 24 months Interest Rate: 24% p.a. (reducing balance) Processing Fee: Nil (for illustration) EMI (approx.): ₹5,291 per month Total Interest (approx.): ₹26,984/- Total Repayment (approx.): ₹1,26,984/- Important Information & Disclaimers: airpay capital provides loans in partnership with RBI-registered NBFCs. Please read all Terms & Conditions and the loan agreement carefully before accepting an offer. Interest rates, processing fees, and taxes may vary by applicant profile; final terms are mentioned in the loan agreements received from NBFC/Lender. Late payment fees, bounce charges, and other charges may apply as per NBFC/Lender policy. Lending Partners: 1. Apollo Finvest (India) Limited- an RBI-registered NBFC Licence No.: 13.00722 2.Muthoot Fincorp Limited- an RBI-registered NBFC Registration No.: N-16.00170 3.FDPL Finance Private Limited- an RBI-registered NBFC Loans facilitated by lending partners are subject to eligibility, verification, credit assessment, and lender discretion. Contact us: [email protected] Customer Care No: 020 69110333 Timings: 9:00 AM to 7:00 PM (Monday to Saturday)