AGI Moneey

AGI Moneey is a digital Lending platform providing quick, secure, and seamless financial solutions to working professionals. Whether you need funds for medical emergencies, utility bills, travel, or unexpected short-term needs, AGI Moneey helps you to access instant Salary On-Demand and Personal Loans via a 100% digital onboarding workflow. Why Choose AGI Moneey? Instant Eligibility: Check your credit eligibility within minutes. Direct Disbursal: Funds transfer securely into your verified bank account. 100% Paperless: Complete the entire lifecycle from your smartphone. Transparent Pricing: Zero hidden charges and full RBI compliance. Key Features & Financial Services 1. Personal Loans (Long-Term) Flexible loans tailored to your income profile with quick turnarounds. Loan Amount: ₹20,000 to ₹10,00,000 Tenure: 3 to 60 months Maximum APR: 36% p.a. 2. Salary On-Demand (1-Month Advance) Access your earned salary before payday. Offered at 0% interest with only a flat upfront fee. Available exclusively to onboarded Corporate & Government employees. Advance Amount: Up to 1x of earned salary Tenure: upto 1 Month Maximum APR: 36% p.a. Eligibility Criteria: • Nationality: Indian resident, • Age: 21+ years • Employment Status: salaried individual. • For Personal Loans: Open to all salaried individuals. • Salary On-Demand: Employees of partner networks only. Required Documentation The entire process is digital. You only need to provide: • Permanent Account Number (PAN) • Identity & Address Verification - Complete KYC as per RBI Guidelines (Aadhaar / Digital KYC) Representative Loan Examples Example 1: Personal Loan Principal: ₹50,000 Tenure: 12 Months Interest Rate: 20% p.a. Processing Fee (incl. 18% GST): ₹1,475 Net Disbursed: ₹48,525 Monthly EMI: ₹4,632 Total Interest: ₹5,584 Total Repayment: ₹55,584 APR: 25.84% Example 2: Salary On-Demand Advance Amount: ₹10,000 Tenure: 1 Month Interest Rate: 0% p.a. Transaction Fee (incl. 18% GST): ₹100 Net Disbursed: ₹9,900 Total Repayment: ₹10,000 APR: 12.29% Note: These figures are strictly illustrative representations. Final transaction fees, processing percentages, and interest structures depend entirely on employer's customized integration agreement with AGI Moneey and the underwriting policies of our RBI-registered lending partners. Responsible Lending & Compliance AGI Moneey operates strictly as a Digital Lending App (DLA) facilitating loan origination, onboarding, and servicing. All loans are extended, executed, and disbursed directly by Reserve Bank of India (RBI) registered Non-Banking Financial Companies (NBFCs) / regulated entities. Regulated Lending Partners: Agiwal Finance Private Limited (RBI Registered NBFC) Website: https://www.agiwalfinance.com/List%20of%20LSPs%20and%20DLAs Our technical workflows adhere strictly to RBI Digital Lending Guidelines and Key Fact Statement (KFS) mandates, and fair practice codes. Data Safety & Privacy • Data is fully encrypted in transit and at rest. • Stored exclusively on secure servers within India. • Camera (live selfie for KYC) and Location (coarse/geotagging for compliance). • Absolute right to request data deletion via our nodal desk. For any assistance, grievances, or queries, please reach out to our team: • Corporate Address: 506, 5th Floor, World Trade Centre, Connaught Place, New Delhi, 110001 • Support Email : [email protected] • Privacy Policy: https://www.agimoneey.com/privacypolicy • T&C: https://www.agimoneey.com/terms