Agent Valora

Agent Valora puts institutional-grade investment research in your pocket. Ask a question in plain English and get structured, data-grounded analysis of a listed company in seconds — not hours. THE PROBLEM WE'RE SOLVING Retail investors face a real information and capability asymmetry. Institutional research subscriptions cost thousands of dollars a year, leaving individuals to piece together fragmented, often unreliable sources. Properly evaluating a single company — reading the filings, building a DCF model, assessing the moat and the management team — takes hours or days of skilled work. And with thousands of listed companies across dozens of exchanges, knowing where to look is half the battle. Free screeners lack depth; professional terminals demand deep expertise and a substantial budget. Valora bridges that gap. KEY CAPABILITIES Company Analysis — a full-spectrum evaluation combining 13 parallel assessments into a composite score and letter grade DCF Valuation — discounted cash flow analysis with conservative, base and optimistic scenarios to estimate fair value Financial Health Check — automated evaluation across 25+ financial metrics including ROE, ROA, ROIC, debt ratios and margins Financial Statement Analysis — deep analysis of income statements, balance sheets and cash flow statements with trend identification SWOT Analysis — strengths, weaknesses, opportunities and threats synthesised from news, earnings and financials Comparable Company Analysis — peer comparison with valuation multiples and relative positioning Competitive Moat Analysis — assessment of the durable advantages that protect long-term returns Risk Assessment — comprehensive risk profiling across financial, operational and market dimensions Management Evaluation — executive team assessment including compensation analysis from proxy filings Sentiment Analysis — aggregated sentiment from earnings call transcripts and news coverage Annual Report Analysis — parsing and analysis of 10-K and DEF 14A SEC filings Stock Recommendations — AI-curated stock ideas based on fundamental criteria across 11 major exchanges WHY VALORA IS DIFFERENT AI-native, data-grounded analysis. Every insight is backed by real financial data from professional-grade sources — not LLM-generated approximations. Conversational simplicity. Ask in plain English and receive structured analysis presented as interactive cards, charts and clear narratives. Global coverage. 11 major stock exchanges spanning the Americas, Europe, Asia-Pacific and emerging markets. Depth and breadth. 26 distinct analysis types available on demand, designed for fundamental investors who want depth without a terminal. WHAT YOU GET OUT OF IT Save time — hours of research in seconds Improve decision quality — consistent, structured analysis instead of scattered opinion Cover more ground — screen and assess far more companies than you could manually Learn as you invest — see how professional frameworks like DCF, moat and SWOT analysis are actually applied Affordable access — professional-grade research without a professional-grade subscription PRICING No credit card required. Start with free credits, then pay as you go. Credits are consumed per AI request based on actual usage, and an auto top-up option lets frequent users set a threshold for automatic replenishment. IMPORTANT Agent Valora is a research and educational tool. It provides financial information and analysis, not personalised financial or investment advice, and nothing in the app is a recommendation to buy or sell any security. Always do your own research and consider speaking with a licensed financial adviser before investing. Investing carries risk, including the loss of capital. Agent Valora is built by Gateway Programs.