Flow - Debts & Payments

Flow is a handy offline tool for tracking debts and recurring payments. Add who owes whom, plan repeating charges, and quickly check your monthly balance: owed to you or you owe. ▎Key features • Monthly balance: a clear summary for the selected month. • Separate views for Owed to me and I owe to instantly understand your situation. • One-time payments: amount, date, note — done. • Recurring payments: – frequency: daily / weekly / monthly / quarterly / yearly – future entries are generated up to the end date, or one year ahead if no end date is set – supports specific days of the month (e.g., 6 and 18) • Convenient monitoring list (Watch): – tabs: to receive / to pay / recurring – statuses: paid / unpaid – change status with a swipe ▎Offline and privacy • The data you enter (amounts, dates, notes) is stored on your device and is not sent anywhere. • No signup or login required. ▎Internet and ads The app needs internet only to load and display ads. If there’s no internet connection or ads fail to load, the app continues to work. ▎Important Flow is a tool for tracking and planning. Please double-check your entries and calculations. ▎Languages and currency • UI languages: RU / EN / DE / FR / ES • Currency is selected in settings and used throughout the app.