PennyWise

PennyWise — Private Offline Expense Tracker PennyWise is a private, offline expense tracker built to give you full control over your finances. Built with a local-first approach, your financial data stays on your device and is not stored on PennyWise servers. No account or sign-in is required. Core Features: • Offline by default No cloud sync. Your data remains on your device at all times. • Simple expense tracking Log income and expenses quickly with intuitive categories. • Clear financial overview View your balance, spending and trends in a structured dashboard. • Monthly budgeting Set budgets and monitor your spending habits over time. • Calendar view Track transactions day-by-day for better visibility. • Recurring transactions Manage subscriptions and regular expenses easily. • CSV import and export Maintain full ownership and portability of your data. Privacy and Data Transparency: PennyWise is designed to prioritise user privacy. • Financial data is stored locally on your device • No financial data is sent to external servers • You remain in full control of your information Important: This app may display ads using third-party services such as Google AdMob. These services may collect limited device-level data to provide and display ads, in accordance with their own privacy policies. Security: • Optional PIN and biometric protection • Local encrypted storage Who is this for: • Users who want full privacy with no cloud dependency • People who prefer offline-first financial tracking • Anyone who wants complete ownership of their financial data Disclaimer: PennyWise is a personal finance tracking tool. It does not connect to bank accounts and does not provide financial advice.