Penzo Expense Tracker Live

Take control of your personal finances with Penzo, the secure, offline-first expense tracker and budget planner. Designed with privacy as a priority, Penzo keeps 100% of your financial records directly on your device. No cloud storage, no bank credentials linking, and no ads. KEY FEATURES: • Track Expenses & Incomes: Log transactions instantly with amounts, custom notes, dates, and payment methods. • Budget Planning: Set overall monthly budgets or configure specific limits per category to prevent overspending. • Bill Reminders: Schedule local notifications for upcoming bills so you never miss a payment. • Recurring Transactions: Automate tracking for monthly subscriptions, rent, salaries, and recurring bills. • Analytics & Visual Charts: Review intuitive breakdowns of your spending habits with clean, easy-to-read graphical charts. • Multi-Currency Support: Manage accounts and log entries in multiple global currencies. • Secure App Lock: Secure your financial dashboard with a local PIN or Biometric (Fingerprint/Face) authentication. • CSV & JSON Export/Import: Generate unencrypted CSV spreadsheets or JSON backup files to save, share, or restore your records manually. • Beautiful Interface: Enjoy a fully optimized interface featuring native Material 3 design and auto-switching Dark Mode. 100% PRIVACY & SECURITY: Your financial records are yours alone. Penzo saves your database locally inside the device's sandbox. Optional Google Sign-In is supported solely for profile personalization, and basic Firebase integration is used anonymously to monitor app crashes and diagnostics. Wipe all local files or request account deletion instantly inside settings at any time.