Expense Wallet

Expense Wallet is the paper hisab book you already keep — on your phone. Money in is Credit. Money out is Debit. That is the whole idea. No ledgers to learn, no sign-up wall before you can start. NEW — v1.0.0 is our first public release. Everything below is in it today. ■ TWO TAPS AND IT IS SAVED Type the amount on the built-in keypad, tap + Credit or − Debit. Done. Your running balance updates instantly. Tapped the wrong one? Undo is right there. Your most-used categories sit on the home screen as one-tap tiles. ■ CATEGORIES THAT ALREADY KNOW INDIA 122 ready categories in 16 groups — Grocery, Vegetables, Milk, Rent, School fees, Petrol, Auto/Rickshaw, Medical, Mobile recharge, Electricity, Gifts, Festival, Salary, and more. Popular online services get their own tile. Need something of your own? Add a custom category in seconds. ■ MONTHLY BUDGETS THAT ACTUALLY WARN YOU Set a monthly cap on any category. The bar turns green, then amber at 80%, then red when you cross it — and you get a notification before the damage, not after the month ends. ■ REPORTS YOU WILL ACTUALLY READ Summary shows this month in, out and where it went. Reports add quarterly, half-yearly, yearly and any custom date range, with a category filter. Export any view to CSV and share it on WhatsApp or email. ■ WORKS WITHOUT INTERNET Everything is stored on your phone. Trains, villages, basements, flight mode — the app does not care. There is no ad, no tracker selling your spending, and no bank login. We never ask for your bank account, UPI PIN or card. ■ OPTIONAL CLOUD BACKUP Want your data safe if the phone is lost? Sign in with just your email — a one-time code, no password to remember — and your entries back up and sync across your devices. Skip it entirely and the app still works fully offline. ■ A NUDGE AT YOUR TIME Turn on the daily reminder and pick the hour. One quiet notification: log today's kharcha. That habit is the whole difference between a diary that works and one that stops in week two. ■ IN YOUR LANGUAGE English, हिन्दी and ગુજરાતી. Switch any time from the menu. In Hindi the app says जमा / उधार, in Gujarati જમા / ઉધાર — the words your family already uses. WHO IT IS FOR • Students tracking pocket money and hostel kharcha • Homemakers running the household budget in cash • Salaried people who want to know where the salary went by the 20th • Shopkeepers and anyone who keeps a daily cash diary WHAT IT IS NOT Not a loan app. Not an investment app. It never connects to your bank, reads your SMS, or asks for a UPI PIN. It is a private cash diary. That is all. Free. No ads. No subscription. Made in India, for how India actually spends.