Abodiea: Pay Rent Forward

Nigerian rent comes once a year and lands like a wall. Abodiea lets you pay toward it in bites you can actually find, and holds what you have paid until the day it is due. HOW IT WORKS Your landlord sends you a claim code. You enter it, verify who you are once with your NIN and a photo of your face, and your tenancy appears: the property, the rent, and the day it expires. Then you choose a rhythm. Daily, weekly or monthly. You pick how often you want to pay and Abodiea works out how much, so that a full year of payments comes to exactly your rent and not a naira more. Pay by hand when you have it, or let auto debit take it and stop thinking about rent until renewal. WHAT YOU SEE One number: what you have got. One bar: how close it is to done. And the date your rent will be finished, with whether you are ahead of pace or behind it. Month by month shows the climb, the months you hit and the months you fell short, and the projection to the end of your term. If you want to finish early, it tells you what a week or a month costs, in one tap. A RECEIPT FOR EVERY PAYMENT Every naira you pay is listed with the day it landed, and every one of them carries a receipt: the amount, what it bought, who took it, the time, and the reference. Nothing sits on a WhatsApp thread and nothing goes missing. If your landlord took rent from you off the app, in cash or by transfer, he records it against your tenancy and it appears in your record with his name on it. YOUR AGREEMENT, SIGNED AND KEPT Your tenancy agreement is signed in the app with your own hand, timestamped, and kept in your documents beside every receipt. Clauses written out to be read, not a photograph of a sheet of paper. RENEWAL, AND LEAVING Forty days before your term ends, Abodiea tells you where you stand. If you are short, it says by how much and lets you make it up before the day arrives. If you are leaving, you give notice, and whatever you paid beyond what you owed is settled to your bank account. WHAT IT COSTS YOU Nothing. Abodiea is paid by your landlord. You pay rent, and it goes where it always went. WHAT ABODIEA IS NOT It is not a loan. There is no advance, no rent financing, and no credit of any kind anywhere in this app. Abodiea holds rent you are paying forward and moves it to your landlord. It never puts money out. SECURITY Your card details never touch Abodiea. Payments open your processor's own sheet inside the app, so the number is typed into their page and what comes back is a token. Your NIN is kept as a fingerprint and its last four digits, never in full. Your face is checked by the identity provider and never stored on our servers. Lock the app with Face ID, your fingerprint, or a passcode. Built in Nigeria, for Nigerian rent. Naira only.