EquityGo: PCP Finance Tracker

Know exactly where you stand on your PCP car finance. EquityGo tracks your agreement in one place: what you still owe, how many miles you've got left, what your car is worth against your settlement figure, and when you could hand it back early. Free to download and use, with an optional Pro upgrade. Why it matters PCP deals are hard to keep track of. Most drivers don't know their equity position, how close they are to their mileage limit, or that Section 99 of the Consumer Credit Act may let them hand the car back once they've paid 50% of the total amount payable, with nothing more to pay. Not knowing can cost you thousands in excess mileage charges or a poor part-exchange deal. EquityGo puts those numbers in front of you, before it's too late to act on them. What EquityGo tracks • Your outstanding balance and remaining payments • Your balloon payment (GMFV, the Guaranteed Minimum Future Value) • Voluntary Termination progress: how close you are to the 50% point • Miles used against your allowance, with an estimate of any excess mileage charge • Your car's estimated value against what you owe, so you know if you're in positive or negative equity • Your settlement figure, if you want to end your agreement early • More than one car, if you have multiple finance agreements Make the right call at the end of your deal The Decisions screen sets out your options in plain English: keep the car, hand it back, use Voluntary Termination, or part-exchange. All based on your real numbers, not guesswork. Stay on top of it • Log your mileage in seconds and get a warning before you go over your allowance • Get reminders before key dates in your agreement • Works offline: log readings anywhere and they sync when you're back online • Fingerprint or face unlock keeps your finance details private • Export a PDF summary of your contract at any time Your data, your control EquityGo never asks for your bank login and never runs a credit check. You simply enter the details from your own finance agreement. You can delete a contract, or your whole account, at any time from the Account tab. Made for UK drivers on PCP who want to know their numbers before it's too late, not after.