Smartpay - Buy Now Pay Later

Name: Smartpay - Buy Now Pay Later
Rating: 2.47 (325 reviews)
Author: Smartpay K.K.

LiveSmartpay K.K.2 apps · 130.6K installsFinanceFreeco.smartpay.smartpay

Three installments, no fees.

Alert me ★ Watch Open in Play ↗

Total installs: 130,500
Installs / day: 0
Rating: 2.5★
Released: 1 Jul 2022
Last update: 23 Apr 2025
Countries: 0/1

Install history

exact counter from Google Play

30dAll

Installs per day · last 90 days

Change timeline

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 0Listed, not installable 1Not listed 0

United States2.5

Top countries

Country data will be available soon.

We estimate where downloads come from using the app’s position in Google Play’s top charts in about 140 countries. This app is not in any chart we have collected yet; the estimate appears as soon as it is.

Top chart positions

Not in any tracked top chart.

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Data safety

declared by the developer on Google Play

Shares data with third parties Location
No data collected
Data is encrypted in transit
You can ask for your data to be deleted
Follows the Play Families Policy

This is the developer's own declaration, summarised from the Play listing. The permissions below show what the app is technically able to access.

Permissions

18 in 6 groups

8 Sensitive4 Notable6 Routine

What this app can do with your phone

Know roughly where you are, using mobile towers and Wi-Fi networks
Know your exact location using GPS, Wi-Fi and mobile networks
Use your camera to take photos and record videos
Read photos, videos, and other files saved in your phone's shared storage
Add, change or delete photos, videos and other files in your phone's storage
Show its own windows or bubbles on top of other apps you are using

LocationSensitive2

Access to where your device is, using GPS or network signals

Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) · ACCESS_FINE_LOCATION

Photos/Media/FilesSensitive2

Access to photos, videos, music and other files stored on your device

Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE

StorageSensitive2

Access to files, photos and media saved on your phone's storage

Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE

CameraSensitive1

Access to your camera to take photos and record video

Use your camera to take photos and record videostake pictures and videos · CAMERA

Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE

OtherSensitive10

Access to miscellaneous device features that don't fit other categories

Show its own windows or bubbles on top of other apps you are usingdraw over other apps · SYSTEM_ALERT_WINDOW
Use NFC to talk with tags, cards and readers held close to your phonecontrol Near Field Communication · NFC
Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
Bring apps to the front or send them to the backgroundreorder running apps · REORDER_TASKS
Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
Connect to the internet to load content and send datafull network access · INTERNET
Make your phone vibratecontrol vibration · VIBRATE
Read Google service settings stored on your deviceread Google service configuration · com.google.android.providers.gsf.permission.READ_GSERVICES
Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Show all 6 permission groups ▾Show fewer ▴

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description

This app is designed to make using Smartpay, 3 installments with no fees at all, more convenient and smoother. You can also register your bank account with the app. Household account management also becomes more convenient. You can decide to pay in installments on the due date or "pay now" when you can afford it. Smartpay will support you in this endeavor. [ What is Smartpay? ] ◆ Split your payment in 3 installments within 2 months automatically ◆ Free of all charges ◆ Register once, check out in less than 30 seconds. ◆ No card or personal details are transferred to merchants ◆ VISA, Mastercard, JCB, AMEX, Apple Pay, Google Pay can be registered ◆ Real-time payment from your bank account using the app ◆ More than 200 financial institutions can be connected, and more will be available in the future ◆ The advanced security system provides peace of mind ◆ Increase your spend limit by verifying your account [ What you can do with Smartpay app ] ● Checkout made easy with the app ● Register or log in with your Apple or Google account ● App is secure with biometrics ● Set up push notifications so you won’t miss a payment ● Search for shops that you can use Smartpay ● Add or edit your registered payment credit card ● Consolidate all your Smartpay usage in one place ● Review the payment day ● Pay early ● Pay all remaining installments in one go

What's new

We have made improvements to the UI and fixed bugs. Thank you for always using Smartpay. To ensure a comfortable experience, please update regularly.

Growing in Finance

Category →