Sarafu: Expense Tracker

You spent it. You just can't remember on what. Sarafu fixes that with a habit small enough to keep: open, tap the amount, tap the category, done — before the cashier hands back your change. No forms. No spinner. No signing in again. MONEY YOU DON'T SPEND ALONE Rent with a flatmate. Stock for the shop. School fees across a family. Sarafu keeps each one in its own workspace, with its own wallets, categories, budgets and balance. Nothing ever mixes, and switching between them is one tap. Invite the people who share that money and you are all looking at the same numbers. No more screenshots. No more "did you pay that one?" You choose who can add entries and who can only look, so an accountant can see the books without touching them — and every entry says who recorded it. WORKS WITH NO SIGNAL The bus. The market. A back room with one bar of reception. Sarafu writes to your phone first and syncs when you are back, in the order you made it, with nothing lost. New categories and labels work offline too. ANSWERS, NOT JUST RECORDS Which days cost you the most. Where the month actually went. How much is left before you overspend. Budgets count down instead of reporting the damage afterwards, and bills that repeat post themselves so you stop rediscovering them. WHAT YOU GET • Record a spend in two taps, offline or online • Separate workspaces for personal, business and shared money • Invite people, with roles from full access down to view-only • Budgets that count down as you spend • Recurring bills recorded automatically • Spending by day, week, month and category • Wallets for cash, mobile money, bank, card and savings • Multiple currencies, converted for you • Export everything to a spreadsheet, whenever you like YOUR LEDGER, AND NOBODY ELSE'S No adverts. No subscription in the way. No selling what you record, and no third-party trackers in the app. Your entries go to your device first and to our server so your other phone and the people you share with can see them — nowhere else. Delete your account from inside the app whenever you want, and take a spreadsheet of everything with you on the way out. Sarafu is a record of your money. It is not a bank, it does not move money, and nothing in it is financial advice. Free to use. Start with today's first expense.