Totalia: Split Bills, Expenses

Totalia is a free bill splitter and expense tracker for India. Split a bill with friends, write down who paid and who owes, then let Totalia work out the fewest payments that make everyone square. Two things in one app: • Money between you and one person — the ₹500 you lent on Tuesday, the dinner you covered, the auto you borrowed. • Group expenses — a trip, a flat, a dinner, a shared shopping run — split any way you like. Both sit on one ledger, so a personal IOU and a group bill always add up to the same truth. Most expense apps are a record that only grows. Totalia opens on a list of things you can finish — and clearing the last one leaves the screen empty. WHO USES TOTALIA Friends splitting dinner, drinks and cab fares. Flatmates, roommates and PG sharers splitting rent, electricity, wifi and groceries. Groups splitting a trip — flights, hotel, scooters, ferry tickets. Anyone who has ever said "I'll pay, settle later" and then forgotten who owed what. If you have kept a udhar khata or a hisab-kitab diary for money between friends, this is that notebook — in plain English, and it does the arithmetic for you. WHAT YOU CAN DO Add a bill in three taps A keypad and one plain sentence — the amount, who it was with, what it was for. Tap any part of the sentence to change it. The long form is one tap away. Split bills five ways Equally, by exact amounts, by shares, by percentage, or with extras on top for whoever had the expensive drink. Spare paise go to whoever the rounding shortchanged. Settle up in the fewest payments Turn on consolidation and Totalia routes every debt through whoever makes the fewest transfers. Six friends, one trip, one short round of payments. Partial settlements work too. Track loans between friends Lent or borrowed, cash or a ticket, it sits on the same ledger as the group bills. Add anyone, even if they don't have the app Type a name, or pick someone out of your contacts. Add their number and everything you recorded is waiting the day they sign up. Type it the way you'd say it "dinner 1200 split with Raj and Priya, I paid" becomes a filled-in entry. You confirm it before anything is saved. Photograph the bill Point your camera at a receipt and the total, date and description come across on their own. Keep groups organised Trips, flats, food, shopping. Every group gets an icon, optional dates, a shared whiteboard everyone can edit, and one invite link you can revoke. Find anything, months later Search by text, category, person, date range, amount range, who paid, or whether a receipt is attached. Every search totals the whole result. See where the money actually goes Every rupee by category, by month and by person, across all your groups at once. Export the whole thing to CSV whenever you want it. Works offline Totalia opens on your last data instead of a spinner, and anything you write on the metro syncs the moment you're back online. Nudge, politely One reminder a day, and only to someone genuinely behind with you. No spam, no guilt-tripping. MADE FOR INDIA Rupees only. ₹ everywhere, nothing to convert. Categories that match how people here actually spend — chai, autos, rent, sabzi, groceries, fuel, movies, Swiggy and Zomato orders, Blinkit runs, flat maintenance, trip stays. PRIVATE BY DEFAULT No ads. No ad networks. No advertising identifiers. Nothing about you is sold or traded. An entry between two people is visible to exactly those two. Your address book is never uploaded in bulk — only the people you tick are sent. Optional PIN lock. Delete your account from inside the app whenever you like. WHAT TOTALIA IS NOT Totalia does not move money. It is not a payment app, not a wallet, not a lender, and it will never ask for your bank details, UPI ID or card number. It keeps score — you settle up in cash or through whatever app you already use. The name is the last thing anyone says over a bill: what's the total? Free. No ads. No subscription. No trial. totalia.cc