Credit GPS

Credit GPS turns your credit cards into one clear instruction: what to pay, on which card, by which date. Most credit apps show you a score and leave you to guess what to do about it. Credit GPS is built around the opposite idea — a single, specific move, in plain numbers. HOW IT WORKS • Securely connect your credit cards through Plaid. • Credit GPS reads each card's balance, limit, and statement cycle. • It shows your utilization on every card and your blended utilization across all of them. • Each day it surfaces one move — for example, "Pay $142 to your TD Visa before Friday" — with a plain-language reason. BUILT FOR NEW CANADIANS Building credit in a new country is hard when the rules are invisible. Credit GPS makes the mechanics visible: how utilization works, when statements close, and which single action matters most right now. It's just as useful for anyone rebuilding or fine-tuning their credit. WHAT YOU SEE • Today's move — one clear action, not a to-do list. • Per-card utilization and statement timing. • Blended utilization across your cards. • A short, honest explanation of the reasoning behind each move. PRIVACY & SECURITY • Card connections are handled by Plaid, a secure, widely used account-linking service. • Access is read-only — Credit GPS never moves your money. • Your data is encrypted in transit. • We don't sell your data, and you can request deletion at any time. HONEST BY DESIGN Credit GPS describes the action to take and the math behind it. It doesn't promise a specific score change, approval, or savings — your results depend on your own circumstances and choices. What we give you is clarity: the next move, in plain numbers.