Rafiki Biz App

Rafiki Biz App – Borrow, Pay, and Grow Your Business Rafiki Biz App is a secure, business-grade platform that helps SMEs and entrepreneurs manage finance seamlessly. Access working capital, track repayments, and manage daily transactions—all in one app designed for speed, simplicity, and reliability. Borrow with Confidence Instant loan eligibility: View your borrowing limit and available offers tailored to your business profile. Flexible loan products: Apply for short-term working capital, inventory financing, or cash flow support based on your needs. Clear fees and terms: See interest, fees, repayment dates, and total cost upfront—no hidden charges. Guided application: A step-by-step process that captures essential details only once, with smart validation to reduce errors. Fast decisions: Get quick feedback on your application status with real-time updates. Document-light experience: Provide only what’s necessary. Save and resume applications at any time. Secure disbursement: Receive approved funds directly to your business wallet or linked account. Repayment made easy: Pay early or on the due date via supported channels with automated reminders. Loan history: Access past and active loans, statements, and repayment schedules. Business Wallet and Payments Accept and send payments: Support for mobile money and bank channels where available. Payment links and invoices: Generate payment requests and track settlements. Transaction insights: View summaries, trends, and categorized reports that support better decision-making. Team and Access Control Multi-user access: Add team members with role-based permissions. Activity visibility: Track key actions to maintain operational oversight. Security and Compliance Bank-level security: Encrypted data at rest and in transit. Biometric login: Face or fingerprint authentication on supported devices. Privacy-first: Your data is used solely to provide and improve services in line with policy and regulations. What You’ll Need to Borrow A registered business or trading profile Valid identification and basic KYC details Proof of activity where applicable (e.g., transaction history) A supported mobile number and device Eligibility, limits, and turnaround times may vary based on your profile, history, and lender criteria. How Borrowing Works Sign in to your business account. Complete your profile and verify key details. Check your borrowing limit and available loan offers. Submit your application with required information. Receive a decision and—if approved—get funds securely. Track repayments, receive reminders, and repay in-app. Transparency You Can Trust Upfront pricing: Interest rates, fees, and repayment schedules are presented before you confirm. No hidden costs: Review the total cost of credit clearly before accepting. Support on demand: In-app assistance for application, disbursement, and repayment queries. Designed for Everyday Business Modern interface: Clean, intuitive screens optimized for speed and clarity. Localized experience: Channels, offers, and terms tailored to your region where available. Offline-friendly actions: Draft applications and finalize when you’re connected. Support and Feedback Access help via the app for onboarding, borrowing, repayments, and account support. Share feedback to help us improve features and service quality. Important Notes Borrowing is subject to approval and responsible lending practices. Late repayments may affect your future borrowing eligibility and attract additional charges. Availability of specific products, channels, and limits may differ by location and partner. Empower your business with transparent borrowing, efficient payments, and real-time financial control—all in Rafiki Biz App.