App Intel

upay: Finance and Payments

LiveUPAY4 apps · 9.2M installsFinanceFreebd.com.upay.customer

An easy, secured, and innovative financial solution for all your lifestyle needs

Alert me★ WatchOpen in Play ↗
Total installs
8,546,490
exact · Play shows 5,000,000+
Installs / day
+3
since last crawl
Rating
3.7★
46.3K ratings · 607 reviews
Released
18 Mar 2021
5.6y ago
Last update
29 Sept 2026
v2.14.8 · 13d ago
Countries
—
not checked yet

Install history

exact counter from Google Play
8.5M8.9M9.3M9.6M10M10 Oct11 Oct12 Oct
8.5M8.9M9.3M9.6M10M10 Oct11 Oct12 Oct

Installs per day · last 90 days

01.32.53.8511 Oct12 Oct12 Oct11 Oct: 312 Oct: 0

Change timeline

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Availability has not been checked for this app yet. “Check all countries” looks the app up in about 140 Google Play storefronts and shows where it is live, listed but not installable, or missing — plus any country-specific (custom) store listings.

Top countries

estimate · charts of 12 Oct

Most downloads likely come from 🇧🇩 Bangladesh (~100%).

  1. Bangladesh100%#6 Top free · Finance

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 12 Oct
ChartCountryRankChange
Top free · Finance BD#6▲ 1
Trending · Finance BD#19▲ 1
Trending · Apps BD · 10 Oct#95—
Top free · Apps BD#156▼ 8

App manifest

Read this app's manifest from Google Play: permissions, declared SDKs, components and AdMob app ID. Saved analysis appears here automatically.

Manifest analysis reads only the required APK ranges. Base APK downloads may need separate device splits to install.

Permissions

18 in 8 groups
10 Sensitive3 Notable5 Routine

What this app can do with your phone

  • Know roughly where you are, using mobile towers and Wi-Fi networks
  • Know your exact location using GPS, Wi-Fi and mobile networks
  • Use your camera to take photos and record videos
  • See every contact saved on your phone, including names, numbers and emails
  • Read all text and picture messages stored on your phone or SIM card
  • Receive and read incoming text messages, including one-time login codes
ContactsSensitive1

Access to the contacts saved on your phone

  • See every contact saved on your phone, including names, numbers and emailsread your contacts · READ_CONTACTS
LocationSensitive2

Access to where your device is, using GPS or network signals

  • Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
  • Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) · ACCESS_FINE_LOCATION
SMSSensitive2

Access to read, send, and edit your text messages

  • Read all text and picture messages stored on your phone or SIM cardread your text messages (SMS or MMS) · READ_SMS
  • Receive and read incoming text messages, including one-time login codesreceive text messages (SMS) · RECEIVE_SMS
Photos/Media/FilesSensitive2

Access to photos, videos, music and other files stored on your device

  • Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
  • Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE
StorageSensitive2

Access to files, photos and media saved on your phone's storage

  • Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
  • Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE
CameraSensitive1

Access to your camera to take photos and record video

  • Use your camera to take photos and record videostake pictures and videos · CAMERA
Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

  • See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE
OtherNotable7

Access to miscellaneous device features that don't fit other categories

  • Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
  • Bring apps to the front or send them to the backgroundreorder running apps · REORDER_TASKS
  • Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
  • Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
  • Connect to the internet to load content and send datafull network access · INTERNET
  • Make your phone vibratecontrol vibration · VIBRATE
  • Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description
Introducing “upay” (উপায়) app which provides easy, secured and innovative Digital Financial Solutions, and helps you elevate lifestyle in just a few simple taps. The state of the art upay app ensures ease for your most frequent transactions like send money to others, add money from all major banks, cash out with lowest charge from agents and ATMs, pay all your utility bill payments, recharge your mobile phone from all operators and also make instant payments at your favorite stores- both online and offline. As a subsidiary of United Commercial Bank (UCB), upay app also ensures the highest possible security through blockchain based technology and widespread availability all across Bangladesh. Things you can do in upay app: Instant Registration You can easily register for a new upay account in just about a few minutes right from upay app. All you require is your National ID card and you are ready to go. Add Money from Bank Account or Debit/Credit Card Transfer money instantly to your upay account through any banks or Debit/Credit Card. Add money easily to your upay account within seconds using an eligible debit / credit card or bank account. Mobile recharge to any number Recharge your mobile or any other number from all major operations in Bangladesh, including Grameenphone, Robi, Airtel, Banglalink and Teletalk. You can also find latest prepaid and postpaid recharge plans and best recharge based Internet, Voice and bundle offers only on upay app. Bill Payments – Electricity, Water, Gas, Telephone, Internet, Credit Card and others Pay your utility bills such as Electricity, Water, Gas etc. for all major providers like DESCO, NESCO, Titas, WASA etc. right from the comfort of your own home. You can also pay your credit card bill, internet bill, telephone bill and many more. Safe, Secure & Contactless Payments at Offline Stores Easily pay at your nearby grocery stores, pharmacies, restaurants, retail stores and thousands more across the country by scanning QR code or through mobile number. Secured Mobile Banking Security is of utmost importance to us and we prioritize making you feel safe and secured by taking necessary measures to protect your account. Through our modern blockchain based technology, you can rest assured that all of your transactions are highly secured. In addition, to give you greater control, you only can access your upay account only through your registered device. Hence, no need to worry about losing your PIN as no one can access your upay account from other mobile devices. Online Payments You can order groceries, medicines, food, gadgets online and pay via upay with ease. You can make quick online payments at your favorite shopping, food delivery, travel and gaming brands including Daraz, Evaly, Chaldal, Shohoz, just to name a few. Your Own Wallet For the first time in Bangladesh, you will have your own wallet which will give you a liberty of checking where your money is coming from, including Salary, Disbursement and Remittance. With such a personalized wallet, you can enjoy exclusive upay reward. Ease of Access upay is always looking out for you to give convenience and ease in your life. Keeping that at the core, upay app has certain features that can ease some of your pains. · You can now avoid the hassle of constantly calculating the charge on cash out and simply add the Cash Out charge, to give more ease for the receiver. Through a simple tap, Cash Out charge will be automatically calculated whenever you are sending money to another upay account. · Use the app in either Bangla or English, and change between the two whenever you want. Book Tickets Easily Book your Bus, Launch or Air tickets easily through the upay app. In addition, you can also book your favorite hotels, movie tickets and many more. For further details, please visit our website at https://www.upaybd.com.

What's new

🔧Enhanced UI for a smoother user experience.

Growing in Finance

Category →