UCB One

UCB One is United Commercial Bank’s all-in-one digital banking app, designed to give you secure, simple and smarter control over your finances—anytime, anywhere. From everyday banking to lifestyle payments, UCB One brings everything together in one seamless experience. Banking, Made Effortless Open the app and access all your linked accounts and cards through a clean, intuitive dashboard. View balances, transactions and important updates in real time—no branch visit required. Fast & Flexible Fund Transfers Send money safely and instantly: Transfer funds to any bank account in Bangladesh (BEFTN/NPSB/RTGS) Send money to MFS wallets including upay, bKash, Nagad, Rocket and more Manage and save beneficiaries for quicker repeat transfers Bills & Payments, Simplified Pay all your essential bills directly from your account or card: Utility bills Mobile top-up and internet bills Tuition and education fees Insurance payments Set up standing instructions and never miss a due date. Smart Card & Account Control Stay in full control of your banking accounts and cards: View and manage debit, credit and prepaid cards Tag or untag accounts and cards when needed Track transactions and manage limits easily Self-Service, Anytime Handle common banking needs without visiting a branch: Download account and transaction statements Access tax and banking certificates Manage cheque services and raise disputes digitally Personal Finance & Smart Tools Make better financial decisions with built-in tools: Personal Finance Management to track spending EMI and interest calculators Instant eLoan with credit scoring insights Cash by Code for secure, card-free cash withdrawals from ATM Lifestyle & Everyday Convenience Go beyond banking with lifestyle features and in-app support: Lifestyle payments and services ATM and branch locators Explore to find anything instantly Advanced Security You Can Trust UCB One is built with bank-grade security, including: Multi-layer authentication OTP controls Real-time alerts and push notifications Your data and money stay protected—always. Designed for Everyone Simple onboarding and dynamic application process Multi-language support Clean, modern interface for easy navigation Why Choose UCB One? One app for all your banking needs Secure, fast and customer-focused Built for today’s digital lifestyle Download UCB One and experience smarter banking—the way it should be. Disclaimer: Services available through the UCB One app are subject to applicable banking regulations of Bangladesh Bank, transaction limits and system availability. Certain features may require prior activation, customer eligibility or additional verification. Transfers through external payment networks (BEFTN, NPSB, RTGS) and third-party service providers (including MFS operators and billers) are subject to their respective rules and processing timelines. United Commercial Bank PLC reserves the right to modify or discontinue any feature without prior notice