Nokho

Nokho is a personal finance tracker that helps you see where your money goes, stay on top of what you owe, and build a daily habit of recording your spending. It works fully offline. You can start in seconds without creating an account, and your data stays on your phone. Create an account later if you want to back up and sync. TRACK EVERYTHING IN ONE PLACE - Record income and expenses in a few taps - Organize with categories and icons you choose - Manage all your wallets: cash, bank accounts, debit and credit cards, and e-wallets - Move money between wallets with transfers - See your total balance across every account at a glance STAY AHEAD OF DEBTS AND SUBSCRIPTIONS - Track loans and installments, with how much you've paid and what's left - Keep a list of your subscriptions and their billing days - See what's due soon and what's already paid - Get reminders for upcoming payments UNDERSTAND YOUR MONEY - Income vs expenses for any month - Spending by category - Daily, weekly and monthly cash flow charts - Calendar view of your transactions BUILT FOR PRIVACY - Works without an internet connection - No account needed to get started - Lock the app with a PIN, fingerprint or face unlock - Hide your balance with one tap - Delete your account and backed-up data at any time MAKE IT YOURS - Light and dark mode - Earn points by checking in daily - Unlock wallet card designs and app color themes with your points - Choose your currency - Set daily reminders at the times that suit you OPTIONAL BACKUP AND SYNC Sign in with email or Google to back up your data and restore it on another device. Signing in is always optional. GOOD TO KNOW - Nokho is a tracker. It does not connect to your bank, move money, or offer loans. Everything you see is what you enter yourself. - Nokho is free and supported by ads. Track wisely. Live better.