WeSpend: Family Finance & Plan

WeSpend is completely flipping the script of regular tracking your inflows and outflows and simplified reports. We’re moving away from passive tracking buckets and giving you a comprehensive command center designed to help you track, grow, and secure your total assets, manage real-world risks, build bulletproof financial habits, and ultimately build your own financial fortress. WeSpend empowers you with full flexibility, cutting-edge automation and powerful AI feature to ensure you spend time on decisions and not tracking. WHAT MAKES IT DIFFERENT • AI receipt scanning. Photograph a receipt or a banking app screenshot and get a ready operation, already split by category. You approve, it saves. • Categories that learn. Correct a merchant once and every future charge lands right. • Subscriptions found for you. Recurring charges detected automatically, price hikes flagged, monthly total always in sight. • Real loans, modeled like a bank would: annuity, equal principal, 0% installment, balloon or your own custom type. Full payment schedule, principal and interest split, overdue reminders. Or scan the loan contract and AI fills in the terms. • Net worth and a Financial Health score: everything you own minus everything you owe, tracked month over month, with concrete tips to improve. EVERYDAY MONEY • Budgets that fit real life: monthly caps per category, one-time budgets for a trip, budgets by tag, leftovers that roll over. • Savings goals with deadlines. Personal debts settled in a tap. • 50 currencies, fiat and crypto, with live rates and cross-currency transfers. • CSV and XLSX import from any other app. • Works offline: log expenses anywhere, they sync when you are back online. • Home screen widgets: budgets, quick add and AI scan one tap away. TOGETHER • Family sharing with three privacy tiers: personal, shared, co-managed. Common budgets and accounts, private personal spending. PRIVATE BY DESIGN • Read-only bank access. WeSpend can never move your money. • App lock: PIN plus fingerprint or face unlock, works offline too. • EU servers, GDPR compliant. No ads, no tracking, export anytime. • Privacy mode blurs every amount with one tap. Questions? [email protected]