Vield

About the Vield App At Vield, we empower crypto holders to unlock liquidity while preserving the long-term growth potential of their Bitcoin (BTC) and Ethereum (ETH). As the market leader in Australia for crypto-backed AUD loans, we deliver fast, secure, and flexible solutions for retail and corporate borrowers alike. CRYPTO-BACKED LOANS: Unlock Liquidity Without Selling Your Crypto Access Liquidity: Borrow AUD while benefiting from potential price appreciation of BTC and ETH. SEAMLESS EXPERIENCE: Manage Anytime, Anywhere Easy Account Management: Access your account via a user-friendly desktop or mobile app. Australia-Based Support: Our dedicated team is available by phone or email to assist with any inquiries. Phone: Call us at 02 9157 9669 (Mon–Fri, business hours). Email: Reach us at [email protected] for prompt assistance. Generous LVR: Up to 50% Loan-To-Value (LVR) ratio for your crypto assets. Transparent Costs: Fixed rates and low fees for peace of mind. Flexible Repayment: Quarterly interest-only repayments to help you manage cash flow with ease. Flexible Eligibility: Loans starting at just A$2,000, available to retail and corporate borrowers. Fast Processing: Receive AUD within 24 hours of approval (business hours). GET STARTED IN 3 SIMPLE STEPS Create Your Account: Sign up quickly and easily. Verify Your Identity: Complete KYC with a valid photo ID. Deposit BTC or ETH: Apply for a loan and unlock your liquidity. TRUST & SECURITY: Your Assets Are in Safe Hands No Rehypothecation: Your BTC and ETH collateral remains securely held and is not used for trading or staking throughout the duration of your loan. Regulated and Licensed: Vield Capital Pty Ltd (ABN 38 672 205 113) is a Credit Representative (No. 553950) of LSL Alternative Credit Pty Ltd (ABN 55 641 811 181), licensed under Australian Credit Licence No. 526970. Institutional-Grade Custody: Wallet infrastructure provided by Utila, a trusted global leader in secure wallet services. Fully Insured: Safeguarding your assets is our top priority. Unlock your liquidity today—without selling your crypto. Visit vield.io and discover how easy it is to leverage your digital assets. *T&Cs apply. See our website for full details. Repayment Period: The minimum repayment period for our Crypto-backed loan product is 12 months, and the maximum is 24 months. Maximum Annual Percentage Rate (APR): Our Crypto-backed loan product has a maximum Interest rate of 13.21% with a maximum APR/comparison rate of 16.20%. REPRESENTATIVE LOAN EXAMPLE: Understand Your Costs Example Loan Details: Loan Amount: A$10,000 Interest Rate: 13% per annum (compounded daily) Origination Fee: 2% of the loan amount, deducted upfront Total Costs Breakdown: Origination Fee: 2% of A$10,000 = A$200 (deducted from the loan disbursement). Total disbursed to you: A$9,800. Interest Calculation: Daily interest rate: 13% ÷ 365 = 0.0356% per day. Loan balance accrues daily interest on the principal: After 1 year (365 days): A$10,000 × (1 + 0.000356)^365 = A$11,383.92. Total Cost of Loan Over 12 Months: Interest accrued: A$1,383.92 Origination Fee: A$200 Grand Total (Principal + Fees): A$11,583.92 Quarterly Interest-Only Payments: Interest-only payments = Total interest ÷ 4 = A$345.98 per quarter. Key Notes: Origination fee is deducted upfront from the loan disbursement. Interest accrues daily, so paying down the loan early reduces the total interest cost. Privacy Policy: https://www.vield.io/privacy-policy