MyLedger

MyLedger is a calm, local-first financial clarity app built to help you understand what is safe to spend before your next income arrives. Track bills, income, and daily expenses manually. Scan bills with OCR, review the detected amount and due date, and save them to your local ledger. The dashboard shows your money flow, safe-to-spend meter, where your money goes, upcoming bills, and monthly summary in one clear view. Key features: - Safe-to-spend balance based on your latest manual balance anchor - Income tracking with weekly, fortnightly, and monthly frequencies - Bill tracking with due dates, recurrence, paid status, and reminders - Expense tracking with categories and auto-filled dates - OCR bill scanning for English and Latin text - Calendar view for bills and expenses - Monthly summary with income, bills, expenses, remaining balance, and heavy month warning - Local spending red-zone alerts when monthly outflow reaches 90% of income - CSV export and scan history - No bank integration, no account, and no backend server MyLedger keeps your financial entries on your device. It is designed for simple clarity, not complex budgeting.