Pipin: Money Planner

Money is complicated. Pipin isn't. Connect your accounts and we figure out the rest. What's safe to spend, what needs to be set aside, what's coming up. Pipin is a money planner built around real life – so you always know what you can afford day to day, without the spreadsheets or the stress. We keep an eye on it all so you don't have to carry it around in your head. Think of us as the friend who's got your back. PIPIN HEALTH A simple score that shows how your personal finances are doing right now, with practical steps to build healthier money habits over time. Not a lecture. Just a nudge in the right direction. LIVING BUDGET One clear number that tells you what you can safely spend day-to-day on general lifestyle and everyday costs. Updates automatically. Always honest. ENVELOPES Holidays. Emergencies. Subscriptions. That thing you're saving up for. We set the money aside so it's there when you need it, and out of the way when you don't. FIXED OUTGOINGS Every regular bill in one place. Monthly, annual, whatever it is. Track your expenses and nothing catches you off guard. GOALS Set a savings target and we'll track your progress clearly so you stay motivated. Pick a number. We'll do the keeping score. EVENTS Going away with friends, splitting a meal, sharing a trip? Track what everyone spends across multiple transactions and see who owes what, without the awkward conversation. MONEY OWED Friends who owe you. Refunds on their way. Payments still to make. All kept track of, quietly, in the background. MONEY FLOW See your income, spending, savings, debts and accounts together in one clear view, so you understand exactly where your money is going. ALL ACCOUNTS TOGETHER Everyday accounts, savings, investments and debts. Connect everything and see your real financial position in one place. Nothing missing. Who Pipin is for: If you've tried a budgeting app before and found it joyless, Pipin is for you. If you're planning something big and want your finances to work around your life – not the other way around – Pipin is for you. Personal finance planning that actually feels like it's on your side. Safe and secure: We connect via secure open banking technology provided by a regulated partner. Read-only access means we can see your accounts but we can never touch your money. Your data is encrypted and protected at all times. Pipin does not provide financial advice. Download Pipin. We're ready when you are.