Paisa 108 : Personal Loan App

Paisa 108 Personal Loan App makes credit fast, easy, and hassle-free! Apply digitally and get instant loan approvals with a 100% online process. 👉 Please note: Paisa 108 is a digital platform (Lending Service Provider – LSP). All loans are sanctioned and disbursed solely by our RBI-registered NBFC partner, SIDDHI TRADERS PRIVATE LIMITED. Our Lending Partner SIDDHI TRADERS PRIVATE LIMITED (https://siddhitpl.com/) What We Offer (through SIDDHI TRADERS PRIVATE LIMITED) ✅ Loan Amount: ₹5,000 – ₹2,00,000 (sanctioned by SIDDHI TRADERS PRIVATE LIMITED, RBI-registered NBFC) ✅ Interest Rates: 12% – 32.5% per annum ✅ Loan Tenure: 6 – 60 months ✅ Processing Fee: Up to 5.1% of the principal amount + GST ✅ Quick & Direct Transfer: Funds disbursed by our NBFC partner directly to your bank account ✅ No Collateral Required: Get a loan without pledging any security ✅ Foreclosure & Part-Prepayment Available ✅ Maximum APR – 30.15% Eligibility Criteria ✔ Indian Citizen ✔ Minimum Age: 22 years ✔ Minimum Monthly Personal Income: ₹20,000 ✔ Monthly Household Income: ₹25,000+ ✔ Valid Identity & Address Proof (Govt. Approved) ✔ Aadhaar-linked Mobile Number ✔ Salaried Employee with Permanent/Regular Status ✔ At least 2 Months Work Experience in Current Company (for Salaried Employees) Documents Required 📜 PAN Card 💰 Income Proof (Bank Statements Reflecting Monthly Income) Example of How a Loan Works (Illustrative) 💡 Loan sanctioned by SIDDHI TRADERS PRIVATE LIMITED: ₹2,00,000 for 3 years 💰 Processing Fee: ₹8,260 (3.5% + GST + ₹500 Stamp Duty) 📉 Interest Rate: 24% p.a. (on reducing principal balance) 💳 EMI: ₹8,020 per month 📊 Total Payable: ₹2,88,720 📌 Total Interest Paid: ₹80,460 📈 Annual Percentage Rate (APR): 30.15% Fees & Charges (as applied by NBFC partner) 💳 Foreclosure Charges: 4% of Principal Outstanding* + GST 💰 Part-Prepayment Charges: 4% of Principal Prepaid* + GST ⚠ EMI Bounce Charge (1st Day): 4% of Principal Overdue* or ₹500 (whichever is lower) 📌 Penal Charges (2-180 Days): 36% p.a. on Principal Overdue (+ GST if applicable) 🔹 *Rounded to the nearest rupee How to Apply for a Personal Loan on Paisa 108 Personal Loan App 1️⃣ Download the Paisa 108 Personal Loan App 2️⃣ Sign up & Complete Your Profile 3️⃣ Upload Required Documents (Bank Statement, etc.) 4️⃣ Select Loan Amount & Tenure 5️⃣ Receive Cash in Your Bank Account (disbursed directly by SIDDHI TRADERS PRIVATE LIMITED) Our Policies Privacy Policy: https://paisa108.com/privacy-policy Terms and Conditions: https://www.paisa108.com/terms-and-condition Privacy Policy of SIDDHI TRADERS PRIVATE LIMITED (NBFC): https://siddhitpl.com/privacy-policy/ Account Deletion: https://www.paisa108.com/account-deletion Application Requirements 📱 Mobile Number 📧 Email 👤 Full Name 📅 Date of Birth & Gender 📇 PAN Card 🏢 Employment Type & Company Name 💵 Monthly Income 🏠 Address Proof (Permanent & Current Address) 📷 Selfie 📄 Bank Statement & Employment Proof (Salary Slip / Office ID / UAN – for Salaried Employees) 📞 Reference Contact 🏦 Disbursement Bank Account Details 🔄 eNACH / UPI e-Mandate Why Choose Paisa 108? ✔ Fast & Easy Loan Application ✔ Completely Digital Process ✔ Quick Loan Approval ✔ Instant Loan Disbursal by our NBFC partner ✔ No Hidden Charges ✔ Partnered with RBI-Registered NBFC (SIDDHI TRADERS PRIVATE LIMITED) Paisa 108 is a Loan Service Provider (LSP) and does not provide loans directly. All loans are sanctioned and disbursed by our RBI-registered NBFC partner SIDDHI TRADERS PRIVATE LIMITED. 📲 Download the Paisa 108 : Personal Loan App Now & Apply Instantly! 🚀