myMINT

myMINT is your all-in-one wealth platform for South Africans: invest in professionally managed baskets, gift investments, borrow against your portfolio, arrange funeral cover, and manage your money in one place. INVEST Choose curated MINT Baskets matched to your goals and risk appetite. Track your portfolio and your progress toward what you are building for. GIFT Send a MINT Basket for birthdays, graduations and milestones, a gift that can grow over time. BORROW Credit secured against your investment portfolio, without selling your holdings. CREDIT TERMS AND COSTS MINT Platforms (Pty) Ltd is a registered credit provider (NCRCP22892) and offers credit in South Africa only. Credit secured against your portfolio - Amount: from R1 000, up to a limit set by the value of the investments you pledge - Repayment period: 3 to 6 monthly instalments. The full loan is repaid no sooner than 64 days and no later than 188 days after it is paid out. - Maximum Annual Percentage Rate (APR): 412.2%, including interest and all fees. This is the highest APR any loan reaches, on the smallest loan (R1 000) over the shortest term (3 months). - Interest: 2.5% a month, charged daily on the amount borrowed - Initiation fee: R169, plus 10% of the amount above R1 000, capped at R1 050 - Service fee: R69 a month, charged daily Representative example: borrow R5 000.00 over 3 months, paid out on 1 April and repaid on 1 May, 1 June and 1 July. Principal: R5 000.00 Interest at 2.5% a month, charged daily: R379.17 Initiation fee: R569.00 Service fees: R209.30 Total repayable: R6 157.47 Repaid as 3 monthly instalments of R2 052.49 Total cost of credit: R1 157.47 APR for this example: 134.2% Credit is subject to affordability assessment and approval in accordance with the National Credit Act 34 of 2005. Terms and conditions apply. You receive a pre-agreement statement and quotation before any credit agreement is concluded. Late or missed payments may attract additional charges, may be reported to credit bureaux, and may result in the sale of pledged assets. PROTECT Funeral cover for you and your dependants, underwritten by GuardRisk Life Ltd (FSP 76). A 6-month waiting period applies from the policy start date. Full terms and conditions apply. BUILT FOR SOUTH AFRICA Regulated locally and designed for how South Africans actually move money. MINT Platforms (Pty) Ltd is an authorised Financial Services Provider (FSP 55118) and a registered credit provider (NCRCP22892). Investing involves the risk of capital loss. Past performance is not a guide to future returns. Website: https://mymint.co.za/ Privacy policy: https://app.mymint.co.za/privacy Support: [email protected]