Money Manager Pro: Expenses

Money Manager Pro is the free, ad-free expense tracker for people who want a complete, honest view of their money — without giving up control to a bank, a fintech, or an algorithm. Track every transaction. Plan budgets. Stay on top of loan payments. Watch your investments grow. Reach savings goals. All in one private, offline-first money management app. ★ KEY FEATURES Expense and income tracking • Log expenses, income, and transfers in seconds • Custom categories and sub-categories • Multiple accounts: cash, bank, credit cards • Built-in calculator on every amount field • Recurring transactions for salary, rent, subscriptions • Bookmark important transactions Loans and monthly payments • Track home, car, personal, and student loans • Automatic EMI / monthly payment calculator — reducing balance and flat interest • See your foreclosure amount today • Simulate part-payments and see exact interest saved • Loan reminders Investments and savings goals • Manually track stocks, mutual funds, real estate, crypto, gold, bonds • See returns annualized, not just absolute • Set savings goals — emergency fund, vacation, down payment, anything • Link investments to goals for automatic progress Calculators built on your own data (unique to Money Manager Pro) • Worth it? — before a big spend, see what that money could grow into, or what interest a prepayment would save • Retirement Planner — how much you need to retire, based on your real spending and investments • Debt-free date — see exactly when your loans end, with a month-by-month payoff plan • Emergency fund — how many months your savings would cover, and how to build a cushion • Loan affordability — how big a loan and EMI you could realistically take on • Can I afford this house? — the true cost of buying a property, after rent and appreciation • What if I spend less? — see what cutting a category could grow into • Every calculator uses YOUR real numbers, not a generic assumption Reports and insights • Monthly and yearly cash flow at a glance • Spending by category, account, or time period • Track which categories grow over time • Period-over-period comparisons Cloud sync and backup (Pro+) • Multi-device sync across up to 5 phones and tablets • Automatic daily backups • Restore from any of 7 historical snapshots • Seamless data flow across all your Android devices Privacy and control • Works fully offline — no account required to use the app • Your data is yours: stored on your device first, synced to the cloud only if you choose • No ads. Ever. No behavioural tracking. No advertising ID. No third-party analytics. • Delete your account and data at any time, in one tap • Privacy policy compliant with the EU GDPR, California's CCPA, and other major data protection laws ★ WHY MONEY MANAGER PRO Most expense trackers either lock everything behind a paywall, hammer you with ads, or quietly mine your data. Money Manager Pro is built on three honest promises: 1. Free, useful tier — track unlimited transactions, accounts, categories, loans, and investments without paying anything. 2. No ads, no behavioural tracking, no data sales. 3. Optional Pro+ subscription for cloud sync and auto-backup — that is the only thing behind a paywall. ★ TIERS Pro (Free): all tracking features, all calculations, all reports, single-device cloud sync, one backup snapshot. Free forever. Pro+ (Subscription): 5-device sync, automatic daily backups, 7 backup snapshots, future Pro+-only features. Monthly or annual. ★ MULTI-CURRENCY SUPPORT Display amounts in $, €, £, ¥, A$, C$, ₹, and many more — chosen during onboarding and locked across all your devices once you start tracking. ★ START IN 30 SECONDS No sign-up required to try. Open the app, add your first transaction, start tracking. Sign up later — only if you want cloud sync and backups. Money Manager Pro — your money, your data, your decisions.