Felix Debt Negotiation

Felix helps you negotiate credit card debt, medical bills, and collections for less. CHECK YOUR ELIGIBILITY Takes two minutes. No documents. No phone call. Felix shows you which debts can be worked on and what they could drop to. It is a soft pull, so there is no hit to your credit score. FELIX WRITES YOUR LETTERS Every settlement letter is drafted for your signature, in your own name. You read it, you sign it on your phone, and it is printed and mailed from your own address. No letter goes out without your OK. OFFERS COME STRAIGHT TO YOU Photograph a creditor's reply with the built in scanner. Felix files it against the right account and explains what it means. If you decide to accept an offer, you sign one last letter to confirm it. WHAT YOU GET • Free credit check, soft pull, no score impact • Credit analysis and account review • Every letter drafted for your signature • Real letters printed and mailed to creditors • A document scanner built for creditor mail • Payment plans negotiated when that works better • Face ID or fingerprint lock on the app PRICING Never a cut of your debt. Felix is a subscription: the base plan covers your first three accounts, and each account beyond that is a small monthly add on. See your debts and what they could drop to before you pay anything. Cancel any time. HOW FELIX WORKS Felix is a tool you use yourself. Every letter carries your own signature because you are the one making the offer. With your permission, Felix uses Google's Gemini AI to read the documents you upload and draft your letters; Google may not use your data to train its AI. Felix is for adults 18 and over. Felix does not provide legal advice, does not repair credit, and cannot guarantee that a creditor will accept any offer. Questions? [email protected]