Expense Tracker SMS - Lekka Live

Manage your money without linking a bank account or importing statements. Lekka is a privacy-first SMS expense tracker and money manager that turns the transaction alerts your bank already sends into a clear picture of your month. See what is safe to spend today Get one clear number before you make a purchase. Lekka considers what you have already spent and bills that are still due, helping you plan until payday. Track expenses from bank SMS With SMS permission, Lekka recognizes transaction alerts for UPI, cards, net banking, ATM withdrawals and auto-debits. Transactions stay ready for your confirmation, so you control how each expense is organized. Build better budgets Use simple spending envelopes instead of complicated spreadsheets. Lekka helps you create practical budgets based on how you actually spend, making it easier to understand your daily and monthly limits. Manage subscriptions and bills See recurring payments, yearly costs, next due dates and price increases in one place. You can also add subscriptions manually. Keep an eye on refunds and duplicate charges Track expected refunds and spot possible duplicate payments that are easy to miss. Review your month Get a clear monthly recap showing where your money went and what changed. Use Lekka without SMS permission Prefer manual tracking? Add expenses yourself and continue using budgets, safe-to-spend, goals, subscriptions, monthly recaps and export features. Private by design • Bank and payment messages are processed on your phone. • Personal messages are ignored. • Message text is not stored; only transaction details such as amount, merchant and date are saved on your device. • Your ledger is encrypted, with its key stored in your phone’s Android Keystore. • No advertising SDKs, data brokers or analytics on what you spend. • Lekka never asks for your bank login, card number, UPI PIN or OTP. • Export your data whenever you need it. Whether you need an expense tracker for bank SMS, a simple budget tracker or a private SMS money manager, Lekka helps you understand your spending and make better money decisions, right on your phone.