SplitSquare

SplitSquare divides shared costs in a group and tells everyone exactly who owes whom. A trip, a flat, a dinner — create the group, add who is in it, log what was paid, and the app does the arithmetic. FOUR WAYS TO SPLIT Equally between everyone, or only between the people actually involved. By exact amounts, with the remaining balance shown as you type. By shares, so 1 : 2 : 1 gives the middle person half. By percent, checked against 100%. Every split adds up to the last cent. Amounts are held in whole cents and any remainder is handed out in a fixed order, so three people splitting 10.00 get 3.34, 3.33 and 3.33 — never 9.99 and never 10.01. BALANCES AND SETTLING UP The Balances tab shows each person as either owed money or owing it, and the group always adds up to zero. The Settle Up tab turns those balances into the shortest possible list of transfers: with four people and a tangle of debts, two or three payments usually clear everything. Tap Mark as Paid once a transfer has really happened and the balances update. The app keeps a list of what has already been settled, and any entry can be undone. WHAT ELSE IS IN IT Categories for food, transport, stay, tickets and groceries, and a summary with the total, the share per person and where the money went. Several groups at once, each with its own currency. Archive a group when the trip is over; its history stays. NO PAYMENTS, EVER SplitSquare does not move money and cannot. There is no bank connection, no card details and no payment provider. Mark as Paid is only a note in your own list. PRIVATE BY DESIGN Everything stays on your device. No account, no sign-up, no cloud. People in a group are just names you typed: the app does not read your contacts and cannot invite or notify anyone. No ads, no analytics, and no network requests at all. A summary can be shared as plain text through your own apps whenever you choose — names and amounts only, no links.