HalfBeat: Plan Big Purchases

Not if, but when. HalfBeat works out when a bigger purchase becomes affordable without stress. A laptop, a trip, a new sofa. The question is rarely whether you can afford it. The question is when it fits, without leaving the month after it tight. That is what HalfBeat works out, from four numbers you already know. The four numbers are: what you have available right now, what is left each month before you save, what already leaves your account automatically, and the emergency fund that should stay untouched. HalfBeat helps you save, reach your savings goals and plan bigger purchases. No spending diary, no bank account, no tracking. HOW IT WORKS • Enter four numbers. No bank access needed. • Add a wish: what, how much, roughly when. • Get a clear answer: affordable now, a savings goal with a plan, or better later, with the point in time it stops being a strain. HONEST, NOT SUGARCOATED HalfBeat also tells you when a purchase does not fit right now, and suggests a calmer moment. No advertising pushing you to buy. Just a calm assessment that spares you the regret. YOUR NUMBERS STAY WITH YOU No bank connection, no tracking, no account. Your financial data sits on your device, and if you use the backup from Google, it sits there as well. We have no access to it in any case. Only the data for your subscription goes through the Play Store and our subscription service, so that your purchase works. A WISH LIST WITHOUT PRESSURE Not sure about the when yet. Just put a wish on the list, no date, no deadline. It waits there quietly until you are ready. HALFBEAT PLUS For free you see the honest verdict, your stress level and roughly when a purchase fits. With HalfBeat Plus you get the exact plan: the exact date, the exact monthly amount, several purchases at once and a plan that updates with your life. • HalfBeat Plus: €39.99 per year or €4.99 per month. • Seven days free, no credit card. IMPORTANT NOTE HalfBeat is software that helps you make your own buying decisions more calmly. HalfBeat is not financial or investment advice. You make the decision, HalfBeat only works out what is feasible. Terms of Use (EULA): https://halfbeat.app/nutzungsbedingungen Privacy: https://halfbeat.app/datenschutz