Firedom: FIRE Calculator

When can you retire? Firedom turns four numbers - age, income, spending and assets - into your FIRE age (the age you reach financial independence), then shows you every month whether you are ahead of or behind your plan. It is a calculator and a tracker, not an account you have to connect. No sign-up, no bank linking, all data stays on your device. [How it works] 1. Set a goal - four inputs, your FIRE age in 60 seconds 2. Simulate - drag sliders for monthly savings, return rate and retirement spending and see the result instantly 3. Record once a month - three minutes to log your net worth (copy last month to go faster) 4. Compare - "3 months ahead of plan": your real path against the planned one, at a glance [Free] - FIRE age and target amount (4% rule, adjustable safe withdrawal rate) - Deterministic projection chart with what-if sliders - Monthly net worth snapshots and savings-rate history - Plan vs. actual path chart - Home screen widget (D-day and progress, no amounts shown) - Monthly reminder (local notification) - Encrypted backup and restore, amount masking, biometric app lock, dark mode [Premium (subscription)] - Monte Carlo simulation - success probability and the distribution of the age your assets run out, under market volatility - Edit portfolio weights freely - Save unlimited scenarios and compare them side by side [Built for real plans] - Public pension input (expected monthly benefit and start age) with a bridge-period calculation - Lean / Fat / Coast / Barista FIRE presets - Works in USD, JPY or KRW [Privacy] There is no server. Your financial data is never transmitted and lives only on your device. Deleting the app deletes the data; moving to a new phone is done with an encrypted backup file you control. Simulation results in this app are for informational purposes only and are not investment advice. Subscriptions are billed to your store account and renew automatically unless cancelled at least 24 hours before the end of the period.