Akvero: Expense & Budget

Akvero is a personal finance tracker that works entirely on your phone. No bank logins. No account required. Open it, record what you spent, and get on with your day. TRACK MONEY IN SECONDS - The amount field is focused the moment you open the app — two taps and you're done - A home-screen widget records an expense without opening the app at all - Add a category later, when you have a minute BUDGETS THAT ACTUALLY HOLD Set a monthly limit per category and see exactly what's left. Akvero warns you before you go over and tells you by how much when you do — not just that you did. UNDERSTAND YOUR SPENDING - Where your money went, by category - Spending trends and month-to-month comparisons - Income against expenses, and your real savings rate - Plain-language insights worked out on your own device EVERYTHING ELSE YOU NEED - Accounts — cash, bank, cards, savings. Transfers between them never distort your totals - Recurring — salary, rent, EMIs, subscriptions, recorded on the day they're due - Lent and borrowed — money you're waiting on, and money you owe - Goals — see what you'd need to set aside each month to get there - Calendar — what you spent on any day, and what's coming up - Reminders — for the bills that don't repeat neatly - Filters and search across every entry - Export to CSV and PDF, free, always BUILT AROUND PRIVACY Everything you record stays in this app's private storage on your device. There's no account to create and nothing is uploaded unless you deliberately turn on backup. We never ask for bank credentials, and your financial data is never shared with advertisers or anyone else. FREE, PROPERLY The free version is a complete app, not a demo. Unlimited transactions, working budgets, full analytics, recurring schedules, CSV export and offline use are free and always will be. Premium adds cloud backup and sync across devices, unlimited accounts, budgets and goals, PDF reports, and removes ads. Inviting friends earns free Premium. MADE FOR HOW PEOPLE ACTUALLY TRACK MONEY Amounts use exact arithmetic, never floating point, so your totals are correct to the paisa. Numbers are set so columns line up. Income and expense colours never follow your wallpaper, so they can't be confused. Every figure is stated in words as well as colour, so the app works for colour-blind users and with a screen reader. Akvero works fully offline. Everything is fast because everything is local.