Sarfy - Budget & Money Manager

Take control of your money with one clear, calm app — see where your money goes, plan every month, and never miss a bill. AUTOMATIC TRANSACTION DETECTION (OPTIONAL) Tired of typing every expense? Turn on Automatic Transaction Detection and Sarfy reads incoming bank transaction SMS — and, if you choose, banking-app notifications or email alerts — to detect debits and credits with the amount, merchant, and type filled in for you. You review every detected entry before it becomes a transaction. The feature is off by default, you can turn it off anytime, and you can delete all detected data with one tap in Settings. Personal messages are ignored — only bank transaction messages are processed. Ideal for banks in Bangladesh, India, Pakistan, and anywhere banks send an SMS for every transaction. BUDGETS THAT FIT HOW YOU THINK • Zero-based budgeting, envelope budgeting, or a simple spending plan • Monthly budgets per category with clear progress bars TRACK EVERYTHING • Fast manual entry with categories, accounts, and notes • Attach receipt photos to any transaction • Multiple accounts: cash, bank, mobile wallet, and credit cards with limits and payment-due reminders BILLS & SUBSCRIPTIONS • Bill reminders with a calendar view • Subscription tracker so recurring charges never surprise you GOALS & DEBTS • Savings goals with visual progress • Debt payoff tracking REPORTS & FORECAST • Monthly PDF reports with charts you can download and share • Spending breakdowns by category and merchant • Safe-to-spend forecast for the days ahead ISLAMIC FINANCE TOOLS • Zakat calculator with nisab tracking • Sadaqah log MORE • EMI, savings, and retirement calculators • Home screen widgets for balance and upcoming bills • Biometric app lock (fingerprint or face) • Local and Google Drive backup • 20 currencies and a beautiful dark mode Sarfy is built for everyday earners who want a clear picture of their money — without spreadsheets or complexity.