OptimalFinancial

OptimalFinancial is a private wealth governance platform built for family offices, high-net-worth individuals, trustees, and independent financial advisors. SEE EVERYTHING YOU OWN IN ONE PLACE Connect bank, brokerage, and crypto accounts through secure, read-only aggregation. Add property, private equity, collectables, and other alternative assets manually. Track consolidated net worth across currencies, entities, and structures. GOVERN IT LIKE AN INSTITUTION - Governance Score: continuous scoring of concentration, liquidity, documentation, and oversight across your portfolio - AI commentary: plain language insight into what changed in your portfolio and why it matters - Scenario engine: stress test allocations against market moves before you make them - Crypto governance: digital asset holdings tracked to the same oversight standard as traditional assets - FATCA and CRS support: structured workflows for offshore reporting obligations - Auditor and trustee access: granular, read-only roles for the professionals who oversee your structures BUILT FOR PRIVACY AND SECURITY All data is encrypted in transit. Sign-in is protected by multi-factor authentication and biometric unlock. Account connections are read-only. You can delete your account and data at any time. WHO IT IS FOR - Family offices that need institutional-grade oversight without institutional overhead - High net worth individuals consolidating accounts across multiple institutions and jurisdictions - Trustees and trust companies that need governance documentation for the structures they administer - Independent financial advisors serving private clients OptimalFinancial is investor-centric software. It does not provide investment advice, execute trades, or hold client funds. An OptimalFinancial account and subscription are required. Manage your plan at optimalfinancial.ai