Khazneh خزنة - Wealth Tracker

Your wealth deserves a treasury. The Khazneh of Petra stood for 2,000 years — a symbol of Jordanian craftsmanship and enduring wealth. This app carries that name as a promise: your financial life, organized and growing, in the palm of your hand. Built by Jordanians, for Jordanians. In Arabic and English. ────────────────────────────── KHAZNEH ADVISOR ────────────────────────────── Your personal financial advisor, powered by AI. Khazneh Advisor knows your accounts, transactions, spending, and goals — then answers your questions in Arabic or English: • "How long until I'm debt-free at my current rate?" • "Am I on track to pay my Zakat this year?" • "What's my real take-home if I take this job offer?" • "Where is my money actually going?" Trained on Jordanian tax law, Islamic finance, and your live data. Not generic advice — your numbers, your situation. ────────────────────────────── JORDANIAN CALCULATORS ────────────────────────────── A complete legal toolkit found nowhere else in a single app: • Net Salary — income tax (2024 law) + social security (7.5%, cap 375 JOD), with exemptions • SSC Pension — estimate your pension by age, gender, joining year, and contribution months • Rent vs. Buy — cost comparison with appreciation, inflation, and maintenance • Musaqafat — property tax with vacancy and early-payment discounts • Tnazol — transfer fees for property and vehicles including family transfers ────────────────────────────── ISLAMIC FINANCE ────────────────────────────── • Zakat — annual obligation on cash, gold, silver, and savings based on current nisab • Mirath — estate distribution under Ilm al-Fara'id with automatic Awl, Radd, and Hijab detection • Islamic Loans — Murabaha, Ijara, or Qard Hasan. Payoff Simulator with Ibra' for early repayment savings ────────────────────────────── AI TOOLS ────────────────────────────── • Receipt Scanner — AI reads merchant, amount, and date automatically • SMS Auto-Import — Arab Bank, Bank Al Etihad, Cairo Amman, Jordan Ahli alerts imported in one tap • Smart Categorization — Jordanian merchant patterns recognized in real time Sensitive identifiers (IBAN, card numbers) scrubbed before data leaves your device. ────────────────────────────── ACCOUNTS & NET WORTH ────────────────────────────── Bank accounts, cash, savings, gold, and silver — converted to JOD using live rates and JJSJO gold prices. Full history charts track your wealth over time. ────────────────────────────── FINANCIAL HEALTH SCORE ────────────────────────────── A 0–100 composite across four pillars: savings rate, debt-to-income, emergency fund, and net worth trend. Know where you stand — and what to fix. ────────────────────────────── BUDGET & GOALS ────────────────────────────── • Budget Planner — Daily/monthly limits by category or overall. Real-time tracking and automatic reset. • Goals & Savings — Set a target amount and deadline with month-by-month progress breakdown. ────────────────────────────── REPORTS & ESSENTIALS ────────────────────────────── • Reports — PDF covering net worth, cash flow, and spending. (Summary for Free; Full for Pro). • CliQ Directory — Bank and merchant transfer codes instantly. • Security & Offline — Works without internet. Biometric lock with balance masking. ────────────────────────────── KHAZNEH PRO ────────────────────────────── Core features are free. Upgrade to unlock everything: • 20 Khazneh Advisor questions/day (3 free) • Unlimited accounts (4 free) • Full transaction history (30 days free) • Complete net worth history (6 months free) • Unlimited budgets & goals (2/3 free) • Full 4-pillar Health Score breakdown • Unlimited AI scans (5/day free) • SMS auto-import & Payoff Simulator • Comprehensive PDF report 4 JOD / month · 29 JOD / year · Lifetime plan available Cancel any time. No ads.