First Domino: Pay Off Debt

Knock down your smallest debt first, and watch the rest fall like dominoes. First Domino builds a simple payoff plan for your credit cards and other debts. Enter each account: the creditor, balance, interest rate, minimum payment, and whether you're current or behind. First Domino puts them in order from smallest balance to largest and shows you exactly what to pay each month and when each account will be gone. WHY SMALLEST FIRST? Paying off the smallest balance first (the "debt snowball") gives you a quick win. Each paid-off account frees up its payment to roll into the next one, so your payments grow as you go. Those early wins keep people motivated, and people who stay motivated finish. WHAT YOU GET, FREE - A clear payoff order and a debt-free date - What to pay on each account this month - An "extra each month" slider to see how much sooner you could finish - Help if you're behind: what happens as an account goes 30, 60, 90 days late or to collections, and how to get back on track - A celebration every time an account is paid off - A notes area, and optional daily encouragement - English and Spanish NO SIGN-UP. YOUR NUMBERS STAY ON YOUR PHONE. There's no account to create and no login. Your debts are stored on your device, not on our servers. No ads, and no tracking. DOMINO PLUS (OPTIONAL SUBSCRIPTION) - Highest-interest-first (avalanche) order, if you prefer it - Notes on each account - Printable payoff schedule - Backup and restore - A 4-digit PIN lock HELP WHEN YOU NEED A PERSON Sued over a debt? Thinking about a settlement? From the Help tab you can send a free request to our partner team for help with court documents or a settlement review. California and Nevada residents can also ask for a free bankruptcy attorney referral. First Domino provides general information and a planning tool, not legal or financial advice.