Evela AI: Money Tracker

You track your expenses. The AI shows what’s safe to spend and what changed. Evela is a money tracker you fill in yourself: add an expense by hand or by voice. Personal finance with no bank logins, ever. FOUR THINGS THE AI DOES Voice entry drafts an expense from one spoken sentence. Safe to spend turns what’s left into a daily range, and “Can I afford this?” shows what a purchase would leave until payday. Insights point out what changed in your spending. The four make up Evela AI, the paid plan inside the app, free for the first 14 days. What they show is an observation with the numbers behind it, not financial advice. JUST SAY IT “Coffee, three dollars, cash.” One spoken sentence becomes a draft expense with the amount, category and account, for you to check and save. Voice understands eleven languages, from English to Japanese. Part of the Evela AI plan. Manual entry always works, and it’s always free. SAFE TO SPEND TODAY The first thing you see is Available: the money on the accounts you spend from, minus what you have set aside, savings for instance. Net worth, everything you own, is shown separately. Both are on every plan. Safe to spend turns Available into a daily range: what you can spend each day until your next payday, or month-end while Evela hasn’t seen one. Every range has a confidence level, low while your history is short. Part of the Evela AI plan. CAN I AFFORD THIS? Enter the amount of a purchase. Evela shows how much money would be left until payday if you bought it, as a range, and how that looks: fine, tight or risky. And two ways to fit it in: wait for payday, or go with a smaller amount. Options to think over, not a ready answer. Part of the Evela AI plan. WHAT CHANGED, IN NUMBERS Evela reads the expenses you track and points out what moved: a category creeping up, a payment that repeats, a week of spending unlike the usual. On every plan, each entry gets a one-line reply and “Since yesterday” shows what shifted. The full insights feed is part of the Evela AI plan. NO BANKS, NO CONNECTIONS Evela never asks for a bank login and never connects to one. Apps that link to your bank skip cash, accounts abroad and currencies nobody syncs. An expense tracker you fill in yourself works wherever your money is. Keep accounts in several currencies side by side, with daily exchange rates and totals in the currency you think in. Every conversion is labelled with its rate and date. Count your cash, enter the number, and Evela shows the difference. FREE, AND STAYS FREE The money tracker itself: unlimited expenses, accounts for cards, cash and savings, and full history. Categories, transfers and spending by category. Cash reconciliation, net worth and CSV export. App lock with PIN or Face ID, and a private mode that hides amounts. Typing works offline, and entries sync later. THE EVELA AI PLAN Every new account gets it free for 14 days, no card needed. When the trial ends nothing is charged: you subscribe, or stay on Free. Monthly or yearly, renewing automatically. Manage or cancel in your app store’s subscription settings, not inside the app. Power has the same features at a higher price, for those who want to support a small team. PRIVACY Your data is encrypted on your device and synced to your own account in the cloud. Voice entry, category suggestions (for typed expenses too) and insights send only what they need to our speech-recognition and AI providers: the text of an entry, account and category names, the totals behind an insight. Never your full history. The full list is in our privacy policy. Your numbers are never sold and never used for ads. Evela is a personal finance tracker. It is not a bank, does not connect to bank accounts, and does not provide investment, tax or financial advice. Terms of Use: https://evela.ai/terms/ Apple standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/