OPay Live

Name: OPay
Rating: 4.42 (1145149 reviews)
Author: OPay Digital Services Limited

OPay Digital Services Limited2 apps · 83.8M installsFinanceFreeteam.opay.pay

Send money, pay bills, manage cards-Nigeria's mobile banking app

Alert me ★ Watch Open in Play ↗

Total installs: 83,617,452
Installs / day: —
Rating: 4.4★
Released: 4 Jun 2024
Last update: 24 Sept 2026
Countries: 1/2

Install history

exact counter from Google Play

30d

Installs per day · last 30 days

Change timeline

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 1Listed, not installable 0Not listed 1

Sign in to see availability in every country A free account shows the full history, every change and every country on 20 app pages a day.

Top countries

estimate · charts of 10 Oct

Most downloads likely come from 🇳🇬 Nigeria (~100%), out of 2 countries where it is charted.

Nigeria100%#3 Top free · Apps
Niger0.3%#94 Top free · Apps

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 10 Oct

Chart	Country	Rank	Change
Top free · Apps	NG	#3	—
Top free · Apps	NE	#94	—

Permissions

24 in 10 groups

13 Sensitive6 Notable5 Routine

What this app can do with your phone

Know roughly where you are, using mobile towers and Wi-Fi networks
Know your exact location using GPS, Wi-Fi and mobile networks
Use your camera to take photos and record videos
See every contact saved on your phone, including names, numbers and emails
Call phone numbers without your input, which may cost you money
See your call history, including who you called, who called you, and when

CalendarSensitive2

Access to your calendar events and their details

See all events in your calendar, including details like guests, places and notesread calendar events plus confidential information · READ_CALENDAR
Add, change or delete calendar events and email guests, without telling the calendar owneradd or modify calendar events and send email to guests without owners' knowledge · WRITE_CALENDAR

ContactsSensitive1

Access to the contacts saved on your phone

See every contact saved on your phone, including names, numbers and emailsread your contacts · READ_CONTACTS

LocationSensitive2

Access to where your device is, using GPS or network signals

Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) · ACCESS_FINE_LOCATION

PhoneSensitive3

Access to phone calls, call history, and voicemail

Call phone numbers without your input, which may cost you moneydirectly call phone numbers · CALL_PHONE
See your call history, including who you called, who called you, and whenread call log · READ_CALL_LOG
See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE

Photos/Media/FilesSensitive2

Access to photos, videos, music and other files stored on your device

Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE

StorageSensitive2

Access to files, photos and media saved on your phone's storage

Read photos, videos, and other files saved in your phone's shared storageread the contents of your USB storage · READ_EXTERNAL_STORAGE
Add, change or delete photos, videos and other files in your phone's storagemodify or delete the contents of your USB storage · WRITE_EXTERNAL_STORAGE

CameraSensitive1

Access to your camera to take photos and record video

Use your camera to take photos and record videostake pictures and videos · CAMERA

Device ID & call informationNotable1

Access to your phone's identifiers, mobile network details, and call status

See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE

Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE

OtherSensitive9

Access to miscellaneous device features that don't fit other categories

Change device settings like screen brightness, ringtone or screen timeoutmodify system settings · WRITE_SETTINGS
Create its own accounts on your device and read or set their passwordscreate accounts and set passwords · AUTHENTICATE_ACCOUNTS
Change how your phone connects to networks, like switching connections on or offchange network connectivity · CHANGE_NETWORK_STATE
Connect to or disconnect from Wi-Fi networks and change saved Wi-Fi settingsconnect and disconnect from Wi-Fi · CHANGE_WIFI_STATE
Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
Turn your phone's flashlight on and offcontrol flashlight · FLASHLIGHT
Connect to the internet to load content and send datafull network access · INTERNET
Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description

OPay is Nigeria's trusted financial services platform, offering secure, fast, reliable, and affordable solutions for all payment needs. With OPay, you can: • Send and receive money instantly with seamless transfers and a 100% success rate. • Pay bills and top-up airtime & data with exclusive bonuses. • Grow your savings easily with daily interest on your balance. • Enjoy hassle-free debit cards at zero charges. • Access flexible loans with low interest rates. Unlock convenience, savings, and rewards—all in one app. Invite friends and earn instant cashback for each referral. Open your OPay account today and experience financial freedom. HASSLE-FREE AND INSTANT TRANSFERS ● Say goodbye to transaction failures & network issues. Enjoy super-fast and successful transactions. ● Send money using a phone number or bank account to others, including non-OPay users. ● Powered by all Nigerian banks: Access Bank, Zenith Bank, GT Bank, UBA Bank, Ecobank Nigeria, First Bank of Nigeria etc., ensuring a seamless and secure banking experience for all our users. ● Keep track of every transfer. Easily find transaction details in your "Transaction History". BEST AIRTIME/DATA DEALS & EASY BILL PAYMENTS ● Get top airtime and data offers on MTN, Airtel, Glo, and 9Mobile. ● Pay electricity, TV, water bills, internet services and more with ease. ● Earn up to 6% cashback on airtime and data purchases. OPay DEBIT CARD ● Secure & Reliable: Chip & PIN technology with industry-leading multi-level risk prevention. ● Convenience: Apply via the OPay app with nationwide delivery options or visit any OPay agent store. ● Wide Acceptance: Accepted across POS/ATM/WEB in Nigeria and international merchants like Microsoft, Netflix, AliExpress, Uber, Spotify and Emirates. ● User-Friendly Management: Change PINs, set limits, block/unblock cards, and access card details in-app. ● Virtual Card Option: For secure online payments, get a virtual card instantly via the app. GROW AND SAVE MORE MONEY (Powered by OPay Microfinance Bank) ● OWealth: Earn daily interest, with free deposits and withdrawals anytime. ● Spend & Save: Save a percentage of your spending and earn daily returns. ● Fixed Savings: Lock idle funds for at least 7 days to earn higher returns. ● Target Saving: Save towards specific goals with daily, weekly, or monthly plans. ● SafeBox: Start a strict savings plan with limited withdrawals and monthly interest. SECURE AND PRIVATE ● Advanced features like biometric login, card locking, and encryption for all transactions. ● Block your account or card via USSD (955*131# or 955*132#). ● NightGuard security feature: Extra facial verification feature to authorise transactions during the chosen night time hours. ● Large Transaction Shield feature: Extra facial verification feature for transactions above your pre-set limit. ● Real-time notifications for account activity. ● Private Mode to hide your balance. ● Licensed by the CBN and insured by the NDIC. OPay is licensed by Central Bank of Nigeria (CBN, https://www.cbn.gov.ng/PaymentsSystem/PSPs.html), and insured by Nigeria Deposit Insurance Corporation (NDIC, https://ndic.gov.ng/list-of-insured-institutions/list-of-mobile-money-operators/). CONTACT US Our support team is available 24/7 for all your complaints. OPay Headquarters: Alexander House, Plot 9, Dr. Nurudeen Olowopopo Avenue, Alausa, Lagos Helplines: 0700 8888328 or 020 18888 328 Website: www.opayweb.com Whatsapp: +234 9165998936 Facebook: @OPay Twitter: @OPay_NG Instagram: @opay.ng TikTok: @opaynigeria YouTube: @opaynigeria LinkedIn: OPay

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