PeyCoIn - Split & track spends

Split bills. Track spending. Settle up — across groups, friends, currencies, and languages. PeyCoIn is built for shared money in real life: rent with flatmates, trips with friends, group dinners, personal spends, and cross-currency balances that should not need a spreadsheet. Whether you are splitting in rupees, travelling abroad, or tracking your own monthly spending, PeyCoIn keeps the math clear and the experience calm. ━━━ MULTI-CURRENCY, WITHOUT THE MESS ━━━ Shared money often crosses borders. PeyCoIn keeps it understandable. ✦ Create groups in a fixed currency so expenses stay clean ✦ Track personal expenses in your preferred currency ✦ See clear multi-currency indicators when balances span currencies ✦ Settle across currencies by entering or using suggested exchange rates ✦ Consolidate balances into one final amount wherever possible ━━━ GROUP EXPENSES ━━━ Create a group, add expenses, and let PeyCoIn handle who owes what. ✦ Split equally, by exact amount, percentage, or shares ✦ Add friends by invite link or email ✦ Add guests before they join PeyCoIn ✦ See your net balance across every group ✦ Use simplified settlements to reduce back-and-forth payments ✦ Record every settlement in the group and friend history ━━━ FRIENDS & 1:1 EXPENSES ━━━ Not every expense belongs in a group. PeyCoIn keeps direct friend balances just as clear. ✦ See group and personal balances with each friend ✦ Track 1:1 expenses outside any group ✦ View a chronological ledger of expenses and settlements ✦ Settle everything with a friend in one flow ✦ Keep group payments and personal payments clearly separated ━━━ PERSONAL EXPENSE TRACKING ━━━ Your private spending tracker, built into the same app. ✦ Track monthly spending by category ✦ Use built-in categories like Food, Travel, Rent, Utilities, Groceries, and Health ✦ Create your own custom categories ✦ Set monthly budgets and see budget left ✦ Add recurring expenses and reminders ✦ Review your recent activity and spending trend ━━━ SETTLE WITH LESS STRESS ━━━ PeyCoIn helps you close balances without awkward math. ✦ See who owes whom instantly ✦ Use minimum-payment suggestions in groups ✦ Mark payments as received or paid ✦ Use UPI handoff for supported apps installed on your phone ✦ Keep a clean record after every settlement ━━━ INSIGHTS AT A GLANCE ━━━ Your home screen gives you the full picture. ✦ What you owe ✦ What others owe you ✦ This month’s personal spending ✦ Budget left ✦ 7-day spending trend ✦ Category breakdown ✦ Recent group and personal activity ━━━ SPEAKS YOUR LANGUAGE ━━━ PeyCoIn supports 10 languages, including English, Hindi, Spanish, French, German, Portuguese, Arabic, Japanese, Chinese, and Indonesian, with right-to-left support where needed. ━━━ BUILT FOR INDIA, READY FOR THE WORLD ━━━ PeyCoIn understands rupees, paise, UPI, group trips, flatmates, global friends, and multi-currency lives. ✦ Designed for INR and global currencies ✦ Works for local groups and international travel ✦ Google sign-in ✦ Secure sync across devices ✦ Clean, simple, multilingual experience ━━━ PRIVATE BY DESIGN ━━━ Your money data should feel personal because it is. ✦ Your expenses are yours ✦ Your data is synced securely ✦ Biometric lock support where available ✦ No noisy social feed ✦ No unnecessary complexity PeyCoIn helps you and your people stay on top of shared money — in any group, in any currency, in any language — without turning life into accounting. Download PeyCoIn and make every split easier.