IOBalance: Budget & Expenses Live

IOBalance is the personal finance app for people who want full control without complexity. Modern interface, data always safe on your device, no account required. 💰 INCOME & EXPENSES Log transactions in a few taps. Customizable categories and subcategories with icons and colors. Automatic recurring transactions. Partial refund support. 📊 COMPLETE DASHBOARD Monthly net balance, savings rate, pie charts by category, trend over the past months. Everything at a glance. 🎯 BUDGETS & GOALS Set budgets per category (fixed amount or % of income). Create savings goals with projections based on your real data. 🌍 6 LANGUAGES SUPPORTED Italian, English, Spanish, French, German, Portuguese. Date and number formats adapted to your language. 🔒 COMPLETE PRIVACY No account, no server, no trackers. Your data stays on your phone. App lock with fingerprint and PIN. 💾 BACKUP & RESTORE Export all your data to a secure file. Restore to a new device in seconds. CSV and PDF export for external use. ✈️ VACATION MODE Log expenses in foreign currency with automatic conversion. Manual exchange rate for full flexibility. 🎨 REFINED DESIGN Light and dark theme, smooth animations. An app that's a pleasure to use every day.