App Intel

Kredivo - Paylater & Pinjaman Live

PT Kredivo Finance Indonesia1 app · 77.4M installsFinanceFreecom.finaccel.android

The tenors, the usage, the merchants, Kredivo's that flexible!

Total installs
77,376,252
exact · Play shows 50,000,000+
Installs / day
—
measured after our second crawl (about a day)
Rating
4.8★
4.9M ratings · 890 reviews
Released
—
—
Last update
5 Oct 2026
v4.33.1 · 6d ago
Countries
0/1
live · checked 7h ago

Install history

exact counter from Google Play
75.6M81.7M87.8M93.9M100M10 Oct11 Oct11 Oct

Installs per day · last 30 days

Not enough history yet — check back tomorrow

Change timeline

No changes recorded yet. We compare every crawl with the previous one and list title, icon, screenshots, description, version, price and availability changes here.

Country availability

Live 0Listed, not installable 1Not listed 0
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Top countries

estimate · charts of 10 Oct

Most downloads likely come from 🇮🇩 Indonesia (~100%).

  1. Indonesia100%#74 Top free · Apps

Estimated from top-chart positions weighted by each country’s Google Play market size. Countries where the app is not in a chart are not shown, so small markets may be missing.

Top chart positions

as of 10 Oct
ChartCountryRankChange
Top free · Apps ID#74—

Permissions

19 in 8 groups
6 Sensitive7 Notable6 Routine

What this app can do with your phone

  • Know roughly where you are, using mobile towers and Wi-Fi networks
  • Know your exact location using GPS, Wi-Fi and mobile networks
  • Use your camera to take photos and record videos
  • Record sound using your phone's microphone
  • See every contact saved on your phone, including names, numbers and emails
  • See your call history, including who you called, who called you, and when
ContactsSensitive1

Access to the contacts saved on your phone

  • See every contact saved on your phone, including names, numbers and emailsread your contacts · READ_CONTACTS
LocationSensitive2

Access to where your device is, using GPS or network signals

  • Know roughly where you are, using mobile towers and Wi-Fi networksapproximate location (network-based) · ACCESS_COARSE_LOCATION
  • Know your exact location using GPS, Wi-Fi and mobile networksprecise location (GPS and network-based) · ACCESS_FINE_LOCATION
PhoneSensitive2

Access to phone calls, call history, and voicemail

  • See your call history, including who you called, who called you, and whenread call log · READ_CALL_LOG
  • See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE
CameraSensitive1

Access to your camera to take photos and record video

  • Use your camera to take photos and record videostake pictures and videos · CAMERA
MicrophoneSensitive1

Access to your phone's microphone to record sound

  • Record sound using your phone's microphonerecord audio · RECORD_AUDIO
Device ID & call informationNotable1

Access to your phone's identifiers, mobile network details, and call status

  • See your phone number, device IDs, whether a call is active, and the other caller's numberread phone status and identity · READ_PHONE_STATE
Wi-Fi connection informationRoutine1

Access to details about Wi-Fi networks your device sees or uses

  • See whether Wi-Fi is on and details of the network you are connected toview Wi-Fi connections · ACCESS_WIFI_STATE
OtherNotable10

Access to miscellaneous device features that don't fit other categories

  • Change how your phone connects to networks, like switching connections on or offchange network connectivity · CHANGE_NETWORK_STATE
  • Connect to or disconnect from Wi-Fi networks and change saved Wi-Fi settingsconnect and disconnect from Wi-Fi · CHANGE_WIFI_STATE
  • Use NFC to talk with tags, cards and readers held close to your phonecontrol Near Field Communication · NFC
  • Start itself automatically as soon as your phone finishes turning onrun at startup · RECEIVE_BOOT_COMPLETED
  • Keep your phone's processor or screen from going to sleep, which can use more batteryprevent device from sleeping · WAKE_LOCK
  • Check whether you are online and whether you use Wi-Fi or mobile dataview network connections · ACCESS_NETWORK_STATE
  • Connect to the internet to load content and send datafull network access · INTERNET
  • Make your phone vibratecontrol vibration · VIBRATE
  • Check with Google Play that you got this app legitimatelyGoogle Play license check · com.android.vending.CHECK_LICENSE
  • Receive push messages sent from the app's servers over the internetreceive data from Internet · com.google.android.c2dm.permission.RECEIVE

Sensitive = can reach personal data, location, camera/mic or act on your behalf. Notable = changes how your device behaves. Routine = normal for almost every app. Source: Google Play's permission list for all versions of this app.

Store listing

Full description
Proof that Kredivo is #Sefleksibelitu (read until the end!) Loan products: Pay in one month and installment plans with tenors of 3, 6, 9, 12, 18, and 24 months. Interest rates: 0% interest and no admin fee for Pay in one month, and starting from 1.99% per month for 3, 6, 9, 12, 18 and 24 month installment. The maximum Annual Percentage Rate (APR) is 41.51%. Maximum limit: Up to IDR 50,000,000. Example: If you apply for an installment of IDR 4,000,000 for 12 months with an interest rate of 1.99% per month, the monthly payment will be IDR 412,950, with a total repayment amount of IDR 4,955,400. Do you want to shop online in installments but don’t have a credit card? Or do you need quick loans for emergency situations, but too many hassles or have been rejected before? You can use Kredivo as an online credit line provider that offers installment without credit card as well as personal loans. The registration process for loans and online installments on Kredivo only takes 5 minutes, with a relatively fast approval process. Once approved, you can immediately shop on installments using Kredivo at Alfamart, Indomaret, Tokopedia, Shopee, Lazada, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald’s, and more than 10,000 other merchants across Indonesia, with just two clicks. Planning to buy a new smartphone? Kredivo Paylater can be used like a smartphone installment app or a no-down-payment credit app. You can easily pay in installments or apply for online credit without a credit card to purchase Xiaomi Redmi Note 14, Samsung Galaxy A26, Samsung Galaxy A55, VIVO Y18, OPPO A3 Pro, and other Android smartphones. For example, if you want to purchase a smartphone priced at around IDR 3 million at Erafone or other merchants, you can use Kredivo Paylater, which offers greater flexibility along with 0% installment promotions. Want to book flight tickets? You can buy it now and pay later at Garuda Indonesia, Batik Air, Citilink, AirAsia, and many other airlines. Want to buy furniture or shop for fashion? All of it can be paid for using Kredivo. You can also buy pulsa/data, pay utility bills, buy gaming and streaming vouchers or take personal loans inside the Kredivo app directly and get quick cash advance to cater your every need with 3, 6, 9, 12 and 18-month installment. So, what do you think? Kredivo really is #Sefleksibelitu, isn’t it? No wonder that Kredivo is the most flexible payment! There are 3 other reasons why you should use Kredivo: ◉ SIMPLER AND FASTER Kredivo offers accessible and convenient credit. You can just apply online by connecting your digital accounts via Kredivo’s mobile or web app. After an approval process that takes minutes, you can utilize a simple 2-click checkout when shopping online, or get fast personal loans. ◉ SAFE & SECURED Don't worry about security, because all Kredivo user’s data are encrypted. Kredivo is also licensed and regulated by OJK, so its credibility is guaranteed! ◉ NO INTEREST, ADMIN FEE, AND DOWN PAYMENT No fees for payments in the next one month! You pay the exact price amount. Plus, there is no down payment for all Kredivo services. Have feedback for us? Email us at [email protected] or by phone at 0804-1-573348. Head Office Address: Dipo Tower Level 3 Unit A–B, Jalan Jenderal Gatot Subroto No. Kav. 51–52, RW.7, Central Jakarta, Special Capital Region of Jakarta 10260. Customer Service Office Address: Kredivo Building, 3rd Floor, Jl. Tomang Raya No. 1, RT.2/RW.1, Jatipulo, Palmerah District, West Jakarta, Special Capital Region of Jakarta 11430.

What's new

A new way to pay just dropped. Say hi to Krom! Whether you’re splurging on something fun or tackling adult responsibilities, it’s all smooth sailing from here. Just link your Krom account to Kredivo and choose Krom when you pay. Nifty, right? We’re rolling this out in waves. So don't miss out, keep your app updated. What are you waiting for? Update Kredivo now and see just how breezy paying with Krom really is!

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