Etrust Live

Etrust is a digital microloan application designed to help eligible customers apply for loan services, submit required information, review an application outcome, view loan terms and manage repayment-related information. With Etrust, eligible users can: * Create and secure an account using phone number, password and OTP verification * Submit a microloan application and provide required personal information * Choose documents to submit for identity and income verification * Review application status and, where approved, the loan offer before acceptance * View repayment amounts, due dates and loan-related information * Receive account and service notifications * Contact support for platform assistance IMPORTANT LOAN INFORMATION * Loan amount: RM 300 to RM 10,000 * Minimum repayment period: 61 days * Maximum repayment period: 365 days * APR: 1% to 30% per year, subject to eligibility and applicable law. Where applicable law imposes a lower limit, the lower legal limit applies. * Etrust does not offer or promote through the Google Play-distributed product a personal loan that requires repayment in full within 60 days or less from disbursement. REPRESENTATIVE COST EXAMPLE If you borrow RM 1,000 for 90 days at an illustrative APR of 30% per year and no other mandatory fee applies: * Principal: RM 1,000.00 * Interest: RM 73.97 * Other mandatory fees in this example: RM 0.00 * Total repayment: RM 1,073.97 * If repaid in 3 equal installments for illustration: approximately RM 357.99 per installment, subject to the exact schedule and rounding in the final offer. Calculation: RM 1,000 × 30% × 90 ÷ 365 = RM 73.97. If a specific approved offer includes any mandatory processing, disbursement, administration, service or other fee, the fee amount and resulting total cost must be disclosed before acceptance and included in the APR where required by applicable law. Loan approval is not guaranteed. The approved amount, APR, repayment period, fees and repayment schedule depend on eligibility, verification, lender approval and applicable law. Customers should review the complete offer and loan agreement before accepting. Etrust may provide a digital interface connecting customers with the lender identified in the individual loan offer. The final loan offer and agreement should identify the legal lender and applicable licensing information. Privacy Policy: https://etrust.biz/#privacy-policy Loan Policy and Cost Disclosure: https://etrust.biz/#loan-policy Support: [email protected]