ETLedger Live

ETLedger is a simple, private expense tracker for everyday money. Log what you spend, group it the way you think, and see exactly where your month went. LOG INCOME AND EXPENSES IN SECONDS Add an amount, pick a category and a wallet, and you are done. Add a note, merchant, tags or a description whenever you want the detail. EVERY ACCOUNT IN ONE PLACE Cash, bank accounts and credit cards each get their own wallet, with running balances that add up to a single net worth. BUDGETS THAT WARN YOU EARLY Set a monthly budget per category. Live progress bars show what is left and how many days remain, and turn red before you go over. REPORTS THAT ANSWER THE QUESTION See a category breakdown of where your money went, plus a daily cashflow chart of money in against money out. Switch between weekly, monthly, quarterly and yearly, or pick your own date range. BILLS ON AUTOPILOT Create a recurring rule once for rent, wifi or subscriptions, and ETLedger posts it for you every month. FIND ANYTHING FAST Filter your activity by type, wallet, category, subcategory or date range, and search across notes and merchants. CATEGORIES THAT FIT YOU Twenty-four categories and more than 150 subcategories are ready to use, and you can add your own at any time. OPTIONAL AI HELP Type a few words and ETLedger suggests the category, a short title, tags and a description. You can switch AI mode off in Settings at any time, and with it off nothing is sent to an AI provider. MAKE IT YOURS Choose your base currency, pick an accent colour, and use light or dark mode. YOUR DATA IS YOURS Everything travels over an encrypted connection and passwords are stored only as one-way hashes. You can delete your account and every record tied to it from inside the app, permanently, with nothing kept behind. ETLedger is a personal money-management tool. It does not connect to your bank, cannot move real money, and does not provide financial advice.