Money Timeline Expense Tracker

Money Timeline is an expense tracker and budget planner that records your spending automatically from your bank alerts — no manual entry, no typing every coffee. Every card payment, transfer, cash withdrawal, salary credit, bill and loan payment lands on one daily timeline, sorted and categorised for you. Set a budget, see what’s safe to spend today, and never miss a due date again. AUTOMATIC EXPENSE TRACKING • Reads transaction alerts from your bank, card and payment apps — by SMS or email — and turns them into clean entries: merchant, amount, account and category • Import bank statements (CSV and PDF) to bring in older history • Handles multiple currencies and converts foreign spending to your home currency • Spots possible duplicates when the same payment arrives by SMS and email, and links transfers between your own accounts so they never count as spending BUDGETS & SPENDING INSIGHTS • Monthly budget with your own cycle start day — match it to your payday • Category budgets and alerts before you overspend • “Safe to spend per day” so you know what’s left until payday • Daily, weekly and monthly reviews: where your money went, what changed, and how you’re tracking • Stats by category, merchant and account BILLS, LOANS & SUBSCRIPTIONS • Detects recurring payments for you — rent, loan instalments, insurance, investments, streaming and app subscriptions • Due runway: every upcoming bill for the next 30 days at a glance • Reminders before each due date • Marks bills paid automatically when the bank debit arrives, including direct debits and autopay • Alerts for subscription price increases and charges after you cancelled SPLIT EXPENSES • Split bills with friends and family, track who owes whom, and settle up ACCOUNTS AT A GLANCE • All your bank accounts and cards in one place, with spending per account • Daily journey view and calendar to revisit any day PRIVATE BY DESIGN • Your bank SMS stays on your phone • Discreet mode hides amounts when you’re on a shared screen • No bank login, no account linking — Money Timeline never asks for your bank password MONEY TIMELINE PLUS Upgrade to Plus for encrypted cloud backup and sync across your devices, so your history is safe when you change phones. Data is encrypted on your device before it is uploaded. WHO IT’S FOR Anyone who wants a simple daily expense manager: students on a monthly allowance, professionals managing salary and loans, families keeping household budgets, and anyone tired of spreadsheets. Download Money Timeline and see your money, day by day.