Arthly Live

Arthly is a private personal finance app that helps you track spending, stick to a budget, and grow your net worth — without ever sending your money data to a server. Everything stays on your device. No bank login. No ads. No tracking. WHY ARTHLY • 100% on your device — your transactions never leave your phone • No ads, and we never sell or share your data • No bank connection and no SMS reading — you stay in control • Fast manual entry, so logging an expense takes seconds TRACK YOUR SPENDING • Add income and expenses in seconds with quick-add and smart suggestions • Organise with custom categories and payment modes (Cash, UPI, Credit, Debit, Net Banking, Wallet) • One-tap logging for recurring bills and subscriptions SEE WHERE YOUR MONEY GOES • Beautiful spending charts by week, month, quarter, year, or a custom date range • Break down spending by category, payment mode, or merchant • Tap any bar or row to drill into the exact transactions • Filter and search your full history instantly BUDGETS THAT ACTUALLY HELP • Set monthly budgets per category • Track what's left at a glance • Get a simple, rule-based Money Health score for your finances WEALTH & NET WORTH • Track accounts, investments, goals and liabilities in one place • Record mutual funds, stocks, gold, FD, RD, NPS, LIC and bonds with a full contribution ledger • Watch your net worth trend over time • Live gold & silver rates for India STAY ON TOP OF BILLS • Add your credit cards (last 4 digits only) with bill amount and due date • Local reminders for bills, SIPs and card due dates PLAN AND SAVE (INDIA) • Tax Saver: track your 80C investments and compare old vs new regime • Investment (SIP) calculator to project your savings PRIVATE & SECURE • PIN and biometric app lock • Works offline — no account required • Available in English, Hindi and Hinglish • Beautiful dark and light themes Arthly is built on a simple idea: your financial life is yours. It should live on your phone, not on someone's server. That's why there are no ads, no trackers, and nothing to sign up for — just a clean, fast, private way to manage your money. Download Arthly and take control of your money, privately. Note: Arthly is an informational tool only. The Money Health score and any tax or investment estimates are for your information and are not professional financial, investment or tax advice.