1 Finance: Financial Advisory Live

1 Finance now welcomes new members through referrals, and referred members can start their financial planning with a Qualified Financial Advisor (QFA). 1 Finance Private Limited is a SEBI-registered investment advisor, and the 1 Finance app brings a Qualified Financial Advisor, your financial plan, and all your financial accounts together in one place. Since 1 Finance doesn't sell financial products or earn commissions, your advisor's recommendations are based on your financial needs and goals. HOW DOES FINANCIAL PLANNING WITH 1 FINANCE WORK? Your planning begins with the MoneySign® assessment, which evaluates how you think about money and make financial decisions. Your advisor then reviews your income, expenses, investments, insurance and loans alongside your MoneySign® personality. After discussing your goals with you, the advisor prepares a personalised financial plan for you based on the evaluation. WHAT DOES PERSONALISED FINANCIAL PLANNING COVER? - Income & Expense Planning Your advisor evaluates your spending habits to identify the amount you can set aside each month. This amount becomes the starting point for your savings and contributes to your financial goals. - Investment Planning Your advisor reviews your portfolio across mutual funds, equities and real estate for gaps, inefficiencies and concentration risk. Based on your goals, your advisor then recommends changes to fund selection, portfolio rebalancing, and investment costs. - Insurance Planning To protect the savings and investments in your plan, your advisor assesses whether your insurance covers are adequate for your family or whether you are overinsured. - Loan Planning Your advisor reviews your outstanding loans and EMIs and recommends a repayment order, so that your loan repayments stay aligned with your other financial goals. - Tax Planning Your advisor helps with a year-round tax planning guidance, structuring your finances in a tax-efficient manner, optimising investments, maximising eligible deductions and exemptions, and reducing your tax liability while staying fully compliant with tax regulations. - Retirement Planning Your advisor helps you define your retirement goals, estimates the corpus you will need and builds a strategy aligned with that target. - Will & Estate Planning With your advisor's guidance, you can create a Will that sets out how your assets will be distributed according to your wishes. HOW DO YOU JOIN 1 FINANCE? If you have a referral, sign up using the referral shared by a 1 Finance member and book your first meeting with a QFA. If you don't have a referral yet, you can join the waitlist, take the MoneySign® assessment, and become a member of the Personal Finance Club (PFC). WHY CHOOSE 1 FINANCE? - SEBI-Registered Investment Advisor (INA000017523) - Financial planners with credentials including CFP®, CFA®, CWM®, CA, NISM XA/XB and QPFP - MoneySign®, our money personality assessment available in India, US, and Europe - Zero commissions, no product selling, and no Demat account required GET STARTED WITH 1 FINANCE 1. Download the 1 Finance app and sign up with your referral. 2. Securely link your accounts to view your net worth. 3. Take your MoneySign® assessment. 4. Consult your Qualified Financial Advisor. 5. Receive your personalised financial plan. 1 Finance Private Limited SEBI RIA Registration No: INA000017523 www.1finance.co.in Disclaimer: Investment in the securities market is subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, enlistment of IA with Exchange, and certification from NISM in no way guarantee the performance of the intermediary or provide any assurance of returns to investors.